Comanche County property record for 237 NW Bay Dr, Elgin, OK 73538
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,392 sqft · built 2003 |
| Lot Size | 4.81 acres (209,524 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $299,500 (Mar 2023) |
| Tax Bill | $3,129 (2023) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03N12W-12-1-99980-000-0000 |
| Primary APN | 03N12W-12-1-99980-000-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,392 sqft Living Area |
| 1st Floor Area | 2,392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 209,524 sqft (4.81 acres) |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 444 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 83137 |
|---|---|
| Street Address | 237 NW BAY DR |
| City | ELGIN |
| State | OK |
| Zip | 73538-3061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 12-3N-12W BEGINNING AT A PT 1209.998' S00*19'48" W OF THE NW/C NE/4 SEC 12 THN S89*43'40" E A DIST OF 634.092' THN S00*16'20" |
| Legal Range | 12W |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | FARM 3N-12W |
| Jurisdiction | COMANCHE OK |
| Township / Civil Division | NORTHWEST COMANCHE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 2202 |
Source: Comanche County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 237 NW BAY DR, ELGIN, OK 73538-3061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Mar 28, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 28, 2023 · Amount on Record |
| Deed Sale | Mar 28, 2023 · Amount on Record |
| Prior Sale | Feb 4, 2000 · Amount on Record |
| Deed Document Number | 20234289 |
| Deed Book / Page | 9294 / 267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COMANCHE OK |
| Property Address | 237 NW BAY DR, ELGIN, OK 73538-3061 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | TRUST MARK TITLE, TRUSTMARK TITLE |
| Name | Verified Name |
|---|---|
| Address | 237 NW BAY DR, ELGIN, OK 73538-3061 |
| Document Number | 009988/129 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 9988/129 |
| Instrument | 2025-015387 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COMANCHE OK |
| Recording Date | Mar 28, 2023 |
| Property Address | 237 NW BAY DR, ELGIN, OK 73538-3061 |
| Document Number | 009294/267 |
| Book / Page | 9294 / 267 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023-004289 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Title Company | TITLE AND CLOSING INC, TITLE & CLOSING LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $449.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 237 NW BAY DR, ELGIN, OK 73538-3061 |
| Document Number | 2023004290 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 2023-004290 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
Source: Comanche County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Comanche County |
| Unified School District | Elgin Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,148 (+3%) Land $3,188 Building $31,960 | $312,426 (-9.09%) Land $28,335 Building $284,091 | |
| 2025 | Homeowner's exemption | $34,125 (+13.93%) Land $3,188 Building $30,937 | $343,657 (+29.07%) Land $28,335 Building $315,322 |
| 2023 | $3,129.00 | $29,953 Land $3,188 Building $26,765 | $266,247 Land $28,335 Building $237,912 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 2 (2015–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 61% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Southwest Oklahoma Telephone Company Cable · Fiber in parts of the area | 250 / 250 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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