237 Nelly St, Freeport, FL 32439 Property Records

Walton County property record for 237 Nelly St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,773 sqft · built 2017
Lot Size	0.116 acres (5,053 sqft)
Owner	Company Name on Record
Last Sale	$231,400 (Mar 2026)
Tax Bill	$3,788 (2025)
Deeds & Mortgages	Mar 2026 Foreclosure Mar 2026 Foreclosure + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-1190`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-1190`
Alternative APNs	`17-119-23090-000-1190` `1028494`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,773 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	1,773 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	113 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	388 sqft
Porch	Finished/Open Porch
Porch Area	89 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	237 NELLY ST
City	FREEPORT
State	FL
Zip	32439-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 119 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2908-3748 OR 3049-1339 OR 3152-2968 OR 3278-3753
Legal Range	019
Legal Township	01S
Legal Section	17
Legal Subdivision	HAMMOCK BAY
Legal Block	11
Legal Lot Number	119
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2032
Census Tract	950502

Owner

Source: Walton County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2086, LUTZ, FL 33548-2086
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Trustee's Deed, Foreclosure
Mar 31, 2026	Trustee's Deed, Foreclosure
Jan 24, 2023	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Jul 29, 2020	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Aug 9, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Jan 24, 2023 · Amount on Record
Deed Document Number	202610747
Deed Book / Page	3391 / 2186
Record Updated	Sep 20, 2026

March 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WALTON FL
Recording Date	Mar 20, 2026
Property Address	237 NELLY ST, FREEPORT, FL 32439-7621
Document Number	0033912186
Book / Page	3391 / 2186
Map Reference	MB 18 PG 20
Instrument Date	Mar 20, 2026
Instrument	20260010747
Transaction Type	Foreclosure
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$1,619.80
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2086, LUTZ, FL 33548-2086

March 2026: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WALTON FL
Recording Date	Mar 31, 2026
Property Address	237 NELLY ST, FREEPORT, FL 32439-7621
Document Number	0033923291
Book / Page	3392 / 3291
Map Reference	MB 18 PG 20&20A-20C
Instrument Date	Mar 9, 2026
Instrument	20260012260
Transaction Type	Foreclosure
Record Updated	Apr 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 N DALE MABRY HWY STE 300, 300, TAMPA, FL 33607-2506

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 24, 2023
Property Address	237 NELLY ST, FREEPORT, FL 32439-7621
Document Number	0032783753
Book / Page	3278 / 3753
Map Reference	MB 18 PG 20&20A-20C
Instrument Date	Jan 20, 2023
Instrument	20230002489
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7060 SUNNY LN, HOOVER, AL 35244-6410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 NELLY ST, FREEPORT, FL 32439-7621

Mortgage

Document Number	0032783755
Date	Jan 24, 2023
Instrument	3278/3755

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	237 NELLY ST, FREEPORT, FL 32439-7621
Transaction Type	Mortgage
Record Updated	Dec 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031591388
Date	Sep 11, 2020
Book Page	3159/1388
Instrument	20200035434

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 29, 2020
Property Address	237 NELLY ST, FREEPORT, FL 32439-7621
Document Number	0031522968
Book / Page	3152 / 2968
Map Reference	MB 18 PG 20&20A-20C
Instrument Date	Jul 24, 2020
Instrument	20200027666
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 NELLY ST, 237, FREEPORT, FL 32439-7621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 NELLY ST, FREEPORT, FL 32439-7621

Mortgage

Document Number	0031522971
Date	Jul 29, 2020
Instrument	3152/2971

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 9, 2017
Property Address	237 NELLY ST, FREEPORT, FL 32439-7621
Document Number	0030491339
Book / Page	3049 / 1339
Map Reference	MB18 PG20&20A-20C
Instrument Date	Aug 4, 2017
Instrument	20170026320
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 30, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 NELLY ST, FREEPORT, FL 32439-7621

Mortgage

Document Number	0030491342
Date	Aug 9, 2017
Instrument	3049/1342

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,788.00 (-2.4%)	$296,350 (-4.92%) Land $50,000 Building $246,350	$296,350 (-4.92%) Land $50,000 Building $246,350
2024	$3,881.00 (+13.71%)
2023	$3,413.00 (+11.43%)	$311,677 (+10.06%) Land $42,178 Building $269,499	$311,677 (+10.06%) Land $42,178 Building $269,499
2022	$3,063.00	$283,176 Land $46,818 Building $236,358	$283,176 Land $46,818 Building $236,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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