237 Nebraska St, Spindale, NC 28160 Property Records

Rutherford County property record for 237 Nebraska St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,782 sqft · built 1976
Lot Size	0.939 acres (40,946 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Feb 2024)
Tax Bill	$1,658 (2022)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`1643244`

Property Details

APN / Parcel Number

Primary APN	`1643244`
Alternative APN	`50467`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,782 sqft Heated Area
Utility Area	750 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,946 sqft (0.939 acres)
Porch	Open Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	50467
Street Address	237 NEBRASKA ST
City	SPINDALE
State	NC
Zip	28160-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	GPIN:1529115697340000; RES NEBRASKA ST
Legal Subdivision	LANDS/RUTHERFORD INV COMPANY/S
Legal Block	9
Legal Lot Number	11
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2030
Census Tract	960600

Owner

237 Nebraska St is owned and occupied by an individual who bought it in February 2024.

Source: Rutherford County records, as of April 3, 2024

Owner of Record	Individual Name on File
Mailing Address	237 NEBRASKA ST, SPINDALE, NC 28160-1522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2024	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
May 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2024 · Amount on File
Deed Sale	Feb 23, 2024 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Document Number	0020791347
Deed Book / Page	2079 / 1347
Record Updated	Jun 7, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Feb 23, 2024
Property Address	237 NEBRASKA ST, SPINDALE, NC 28160-1522
Document Number	0020791347
Book / Page	2079 / 1347
Map Reference	MB 2005 PG 246
Instrument Date	Feb 22, 2024
Transaction Type	Transfer
Record Updated	Apr 4, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3371 US 64 HWY, RUTHERFORDTON, NC 28139-8187

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 NEBRASKA ST, SPINDALE, NC 28160-1522

Mortgage

Document Number	0020791350
Date	Feb 23, 2024
Book Page	2079/1350

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	May 29, 2018
Property Address	237 NEBRASKA ST, SPINDALE, NC 28160-1522
Document Number	0020050246
Book / Page	002005 / 000246
Instrument Date	May 25, 2018
Transaction Type	Transfer
Record Updated	Jun 12, 2018

Transaction

Amount	Amount on Record
Tax	$192.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3371 US 64 HWY RUTHERFORDTON NC 281398187, RUTHERFORDTON, NC 28139-8187

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$213,800 Land $21,600 Building $192,200	$213,800 Land $21,600 Building $192,200
2022	$1,658.00
2021	$1,658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Nebraska St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Nebraska St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Pangaea Internet, T-Mobile.

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