Loudoun County property record for 237 N Cottage Rd, Sterling, VA 20164
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,540 sqft · built 1976 |
| Lot Size | 0.069 acres (3,049 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $279,000 (Jul 2017) |
| Tax Bill | $3,067 (2023) |
| Deeds & Mortgages | Jul 2017 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-38-9969-000 |
| Primary APN | 012-38-9969-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,540 sqft Living Area |
| 1st Floor Area | 770 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,049 sqft (0.069 acres) |
| Patio Area | 142 sqft |
| Shed | 1 Shed |
| Shed Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | /82/A5B///494/ |
|---|---|
| Street Address | 237 N COTTAGE RD |
| City | STERLING |
| State | VA |
| Zip | 20164-1336 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH3 |
| Legal Description | SUGARLND RUN S.5B L.494 200901080000640 |
| Legal Subdivision | SUGARLND RUN |
| Legal Lot Number | 494 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 611204 |
Source: Loudoun County records, as of September 27, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 237 N COTTAGE RD, STERLING, VA 20164-1336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ANDREWS FCU |
| Jul 10, 2017 | Warranty Deed, Transfer · Conventional with PMI HOMESIDE FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on Record |
| Deed Sale | Jul 10, 2017 · Amount on Record |
| Prior Sale | Jan 8, 2009 · Amount on Record |
| Deed Document Number | 201707100041990 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 237 N COTTAGE RD, STERLING, VA 20164-1336 |
| Document Number | 20170710041992 |
| Instrument Date | Jul 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 20170710041992 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 41992 |
| Name | ANDREWS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jul 10, 2017 |
| Property Address | 237 N COTTAGE RD, STERLING, VA 20164-1336 |
| Document Number | 20170710041990 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 41990 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 N COTTAGE RD STERLING VA 201641336, STERLING, VA 20164-1336 |
| Document Number | 20170710041991 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 41991 |
| Name | HOMESIDE FIN'L |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2047 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,067.00 | $350,600 Land $130,000 Building $220,600 | $350,600 Land $130,000 Building $220,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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