237 Mountain Oak Trl, Somerville, AL 35670 Property Records

Morgan County property record for 237 Mountain Oak Trl, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,620 sqft · built 1981
Lot Size	4.9 acres (213,444 sqft)
Owner	Individual Name on File
Last Sale	$2,000 (Jun 2022)
Tax Bill	$824 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-03-07-0-000-087.000`

Property Details

APN / Parcel Number

Primary APN	`10-03-07-0-000-087.000`
Alternative APNs	`594720` `21570`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,080 sqft
Upper Floors Area	540 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	213,444 sqft (4.9 acres)
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	594720
Street Address	237 MOUNTAIN OAK TRL
City	SOMERVILLE
State	AL
Zip	35670-3222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 SE1/4 COM SE COR TH W 985'S ON SO LINE TO BEG TH N 1089.12' TO SO ROW MOUNTAIN OAK TRAIL TH W 200'S ON ROW TH SO 106
Legal Range	2W
Legal Township	6S
Legal Section	07
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1018
Census Tract	5405

Owner

237 Mountain Oak Trl is owned and occupied by an individual who bought it in June 2022.

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	237 MOUNTAIN OAK TRL, SOMERVILLE, AL 35670-3222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CB&S BANK INC
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CB&S BANK INC
Jul 2, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHPOINT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2022 · Amount on File
Deed Sale	Jun 9, 2022 · Amount on File
Prior Sale	Jul 2, 2019 · Amount on File
Deed Book / Page	2022 / 6600
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	237 MOUNTAIN OAK TRL, SOMERVILLE, AL 35670-3222
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/25276
Date	Aug 7, 2023
Book Page	2023/25276

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 9, 2022
Property Address	237 MOUNTAIN OAK TRL, SOMERVILLE, AL 35670-3222
Document Number	02022/6600
Book / Page	2022 / 6600
Instrument Date	Jun 8, 2022
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1825 FITZGERALD DR SW, DECATUR, AL 35603-4540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 CHANDLER CT SW, DECATUR, AL 35603-1067

Mortgage

Document Number	2022/28472
Date	Jun 9, 2022
Book Page	2022/28472

Lender

Name	CB&S BANK INC
Type	Bank
Address	RUSSELLVILLE, AL 35653

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 9, 2022
Property Address	237 MOUNTAIN OAK TRL, SOMERVILLE, AL 35670-3222
Document Number	02022/6600
Book / Page	2022 / 6600
Instrument Date	Jun 8, 2022
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1825 FITZGERALD DR SW, DECATUR, AL 35603-4540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1809 CHANDLER CT SW, DECATUR, AL 35603-1067

Mortgage

Document Number	0202228472
Date	Jun 9, 2022
Instrument	2022/28472

Lender

Name	CB&S BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	Jul 2, 2019
Property Address	237 MOUNTAIN OAK TRL, SOMERVILLE, AL 35670-3222
Document Number	2019/05704
Book / Page	2019 / 05704
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 MOUNTAIN OAK TRL, SOMERVILLE, AL 35670-3222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	237 MOUNTAIN OAK TRL, SOMERVILLE, AL 35670-3222

Mortgage

Document Number	2019/21458
Date	Jul 2, 2019
Book Page	2019/21458

Lender

Name	SOUTHPOINT BANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 237 Mountain Oak Trl was $824 with a homeowner's exemption.

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$824.00	$23,470 (-) Land $5,990 Building $17,480	$234,700 (-) Land $59,900 Building $174,800
2024		$23,470 (-) Land $5,990 Building $17,480	$234,700 (-) Land $59,900 Building $174,800
2023	$824.00 (-50.24%) Homeowner's exemption	$23,470 (+5.96%) Land $5,990 Building $17,480	$234,700 (+5.96%) Land $59,900 Building $174,800
2022	$1,656.00	$22,150 Land $5,450 Building $16,700	$221,500 Land $54,500 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Mountain Oak Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Mountain Oak Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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