237 Mountain Oak Ln, Hickory, NC 28601 Property Records

Alexander County property record for 237 Mountain Oak Ln, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,000 sqft · built 1973
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,000 (Oct 2014)
Tax Bill	$944 (2026)
Deeds & Mortgages	Jul 2026 Transfer May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0323383 03810`

Property Details

APN / Parcel Number

Primary APN	`0323383 03810`
Alternative APNs	`301173` `3810`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Commercial

Location & Zoning

Account Number	301173
Street Address	237 MOUNTAIN OAK LN
City	HICKORY
State	NC
Zip	28601-8348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	MAP 3726 SUBMAP 13 BLOCK 9989 (PIN) #15 SEC 1-A HERITAGE FARMS B11C 0048
Legal Subdivision	HERITAGE FARMS
Legal Block	9989
Jurisdiction	ALEXANDER NC
Township / Civil Division	WITTENBURG
Census Block Group	1
Census Block	1007
Census Tract	40700

Owner

Source: Alexander County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 MOUNTAIN OAK LN, HICKORY, NC 28601-8348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Correction Deed, Transfer NONE LISTED ON DOCUMENT
May 5, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 11, 2018	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2014 · Amount on Record
Deed Sale	Oct 6, 2014 · Amount on Record
Deed Book / Page	577 / 790
Last Transfer Date	May 5, 2026
Transfer Doc	0692000326
Record Updated	Sep 20, 2026

July 2026: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ALEXANDER NC
Recording Date	Jul 1, 2026
Property Address	237 MOUNTAIN OAK LN, HICKORY, NC 28601-8348
Document Number	0692000326
Book / Page	692 / 326
Instrument Date	May 5, 2026
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 MOUNTAIN OAK LN, HICKORY, NC 28601-8348

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALEXANDER NC
Recording Date	May 5, 2026
Property Address	237 MOUNTAIN OAK LN, HICKORY, NC 28601-8348
Document Number	0690000990
Book / Page	690 / 990
Instrument Date	May 5, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	237 MOUNTAIN OAK LN, HICKORY, NC 28601-8348

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALEXANDER NC
Property Address	237 MOUNTAIN OAK LN, HICKORY, NC 28601-8348
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006112017
Date	Oct 11, 2018
Book Page	0611/2017

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Alexander County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alexander County
Unified School District	Alexander County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$944.00 (-2.38%)	$136,226 (-) Land $15,950 Building $120,276
2025	$967.00 (-14.73%)	$136,226 (-) Land $15,950 Building $120,276
2023	$1,134.00	$136,226 Land $15,950 Building $120,276	$136,226 Land $15,950 Building $120,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERITAGE FARMS S/D private · serves 84 people · EPA ID NC0102104
Water Source	Purchased surface water from ALEXANDER CO WTR DIST
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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