237 Melbourne Blvd, Elkton, MD 21921 Property Records

Cecil County property record for 237 Melbourne Blvd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,052 sqft · built 1965
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (May 2011)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-019608`

Property Details

APN / Parcel Number

Primary APN	`03-019608`
Alternative APNs	`3019608` `019608`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,052 sqft Total Area
Basement Area	526 sqft
Finished Basement	526 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,450 sqft (0.194 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019608
Street Address	237 MELBOURNE BLVD
City	ELKTON
State	MD
Zip	21921-6205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ST
Legal Description	LOT 11 - .194 ACRE 237 MELBOURNE BOULEVARD THOMSON ESTATES
Legal Subdivision	MELBOURNE BOULEVARD THOMSON ESTATES
Legal Block	M
Legal Lot Number	11
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2007
Census Tract	30508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 MELBOURNE BLVD, ELKTON, MD 21921-6205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU
Mar 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ABERDEEN PROVING GROUND FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2011 · Amount on Record
Deed Sale	May 12, 2011 · Amount on Record
Prior Sale	May 11, 2011 · Amount on Record
Deed Book / Page	3022 / 279
Last Transfer Date	Jan 19, 2021
Transfer Doc	0048210355
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	237 MELBOURNE BLVD, ELKTON, MD 21921-6205
Transaction Type	Mortgage
Record Updated	Dec 21, 2023
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054050467
Date	Dec 13, 2023
Book Page	5405/467

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 2, 2043

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CECIL MD
Recording Date	Mar 15, 2021
Property Address	237 MELBOURNE BLVD, ELKTON, MD 21921-6205
Document Number	0048210355
Book / Page	4821 / 355
Map Reference	MB 2 FO 19
Instrument Date	Jan 19, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GUARANTEED TRUST TITLE LLC, GUARANTEED TRUST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	237 MELBOURNE BLVD, ELKTON, MD 21921-6205

Mortgage

Document Number	0004821361
Date	Mar 15, 2021
Instrument	4821/361

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,967 (+10.8%)	$203,000 (-) Land $70,700 Building $132,300
2025	$1,826.00 (+84.07%)	$166,933 (+12.92%)	$203,000 (+36.33%) Land $70,700 Building $132,300
2023	$992.00	$147,833	$148,900 Land $50,700 Building $98,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2021–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: IQ Fiber, Talkie Communications.

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