Otsego County and Oneonta City property record for 237 Main St, #241, Oneonta, NY 13820
| Property Type | Bank, Financial Building |
|---|---|
| Details | 17,980 sqft · built 1975 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $16,990 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 300.23-1-16 |
| Primary APN | 361200 300.23-1-16 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 17,980 sqft Gross Area |
| Basement Area | 6,820 sqft |
| Unfinished Basement | 6,820 sqft |
| Elevator | Elevator |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Dimensions | 168 ft deep x 63 ft wide |
| Porch | Porch |
| Porch Area | 49 sqft |
| Canopy | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1999 |
|---|---|
| Street Address | 237 MAIN ST, 241 |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2502 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | 320 |
| Legal Block | 1 |
| Legal Lot Number | 16.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 590900 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Oneonta Downtown Historic District listed 2003 · 65 contributing resources · NRIS 03001245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Otsego County and Oneonta City records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5790 WIDEWATERS PKWY, SYRACUSE, NY 13214-1884 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,990.00 | $450,000 (-) Land $56,500 Building $393,500 | $633,803 (+14.08%) Land $79,577 Building $554,226 |
| 2023 | $450,000 Land $56,500 Building $393,500 | $555,556 Land $69,753 Building $485,803 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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