237 Lanza Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 237 Lanza Ave, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	2,481 sqft · built 1920
Lot Size	0.11 acres (4,805 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Sep 2018)
Tax Bill	$11,161 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00203-04-00126`

Property Details

APN / Parcel Number

Primary APN	`21-00203-04-00126`
Alternative APNs	`2100203000400126` `005534`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,481 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Frame
Construction Type	Frame
Lot Area	4,805 sqft (0.11 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	005534
Street Address	237 LANZA AVE
City	GARFIELD
State	NJ
Zip	07026-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4805 SF
Legal Block	203
Legal Lot Number	126
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	1
Census Block	1001
Census Tract	21200

Owner

237 Lanza Ave is owned and occupied by an individual who bought it in September 2018.

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	237 LANZA AVE, GARFIELD, NJ 07026-3513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 24, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Deed Document Number	201818-067939
Deed Book / Page	3061 / 1180
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Apr 30, 2026
Property Address	237 LANZA AVE, GARFIELD, NJ 07026-3513
Document Number	0000028801
Book / Page	5785 / 479
Instrument Date	Apr 13, 2026
Instrument	202628801
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 LANZA AVE, GARFIELD, NJ 07026-3513

Mortgage

Document Number	0000028801,
Date	Apr 30, 2026
Book Page	5785/479
Instrument	202628801

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2056

Interest

Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	237 LANZA AVE, GARFIELD, NJ 07026-3513
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042731872
Date	Jul 15, 2021
Book Page	4273/1872
Instrument	2021114035

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 24, 2018
Property Address	237 LANZA AVE, GARFIELD, NJ 07026-3513
Document Number	0030611180
Book / Page	3061 / 1180
Instrument Date	Aug 31, 2018
Instrument	00018-067939
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 LANZA AVE, GARFIELD, NJ 07026-3513

Tax Assessment & Valuation

The 2025 property tax bill for 237 Lanza Ave was $11,161, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$320,800 (-) Land $125,500 Building $195,300	$320,800 (-) Land $125,500 Building $195,300
2025	$11,161.00 (+4.26%)	$320,800 Land $125,500 Building $195,300	$320,800 Land $125,500 Building $195,300
2024	$10,705.00
2023		$320,800 Land $125,500 Building $195,300	$320,800 Land $125,500 Building $195,300
2022	$10,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Lanza Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 237 Lanza Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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