Simpson County property record for 237 Lake Spring Rd, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,276 sqft · built 1995 |
| Lot Size | 0.537 acres (23,392 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Jan 2024) |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | Aug 2011 Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-25-00-037.00 |
| Primary APN | 037-25-00-037.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,276 sqft Living Area |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,392 sqft (0.537 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Porch |
| Porch Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Connected |
| Street Address | 237 LAKE SPRING RD |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-8912 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 237 LAKE SPRING ROAD |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 970401 |
237 Lake Spring Rd is owned and occupied by an individual who bought it in January 2024.
Source: Simpson County records, as of January 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 237 LAKE SPRING RD, FRANKLIN, KY 42134-8912 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2011 | Deed of Trust, Mortgage CITIBANK NA |
| Jan 18, 2024 | Deed, Transfer · FHA Mortgage ZILLOW HOME LOANS LLC |
| Aug 13, 2018 | Deed, Transfer · Line of Credit BRANCH BANKING AND TRUST CO |
| Aug 13, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2024 · Amount on File |
| Deed Sale | Jan 18, 2024 · Amount on File |
| Prior Sale | Aug 13, 2018 · Amount on File |
| Deed Document Number | 1221074 |
| Deed Book / Page | D377 / 557 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 237 LAKE SPRING RD, FRANKLIN, KY 42134-8912 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 000371/493 |
|---|---|
| Date | Aug 2, 2011 |
| Book Page | 371/493 |
| Instrument | 955161 |
| Name | CITIBANK NA |
|---|---|
| Address | 11000 TECHNOLOGY DR, OFALLON, MO 63368 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 1, 2041 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jan 18, 2024 |
| Property Address | 237 LAKE SPRING RD, FRANKLIN, KY 42134-8912 |
| Document Number | 00D377/557 |
| Book / Page | D377 / 557 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 1221074 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 237 LAKE SPRING RD, FRANKLIN, KY 42134-8912 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 237 LAKE SPRING RD, FRANKLIN, KY 42134-8912 |
| Document Number | 0001221075 |
|---|---|
| Date | Jan 18, 2024 |
| Instrument | 1221075 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 13, 2018 |
| Property Address | 237 LAKE SPRING RD, FRANKLIN, KY 42134-8912 |
| Document Number | 00D336/244 |
| Book / Page | D336 / 244 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 1187711 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $207.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 237 LAKE SPRING RD, 237, FRANKLIN, KY 42134-8912 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 237 LAKE SPRING RD, FRANKLIN, KY 42134-8912 |
| Document Number | 0001187712 |
|---|---|
| Date | Aug 13, 2018 |
| Instrument | 1187712 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Aug 13, 2018 |
| Property Address | 237 LAKE SPRING RD, FRANKLIN, KY 42134-8912 |
| Document Number | D336/244 |
| Book / Page | D336 / 244 |
| Map Reference | DB 268 PG 173 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 1187711 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $207.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 LAKE SPRING RD, FRANKLIN, KY 42134-8912 |
The 2025 property tax bill for 237 Lake Spring Rd was $3,378.
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,378.00 | $385,000 | $385,000 |
| 2023 | $1,927.00 | $207,000 | $207,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 Lake Spring Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 Lake Spring Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIMPSON COUNTY WATER DISTRICT serves 8,946 people · EPA ID KY1070398 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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