237 Lake Rd, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 237 Lake Rd, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	3,688 sqft · built 1965
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Tax Bill	$14,811 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02502-0000-00019`

Property Details

APN / Parcel Number

Primary APN	`02-02502-0000-00019`
Alternative APN	`0200107000000019`

Interior

Stories	2 Stories
Building Area	3,688 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	60,113 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	0200107000000019
Street Address	237 LAKE RD
City	BASKING RIDGE
State	NJ
Zip	07920-2111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	WALTER CARLSON SEC 1
Legal Block	2502
Legal Lot Number	19
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	5
Census Block	5011
Census Tract	54100

Owner

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 LAKE RD, BASKING RIDGE, NJ 07920-2111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	237 LAKE RD, BASKING RIDGE, NJ 07920-2111
Transaction Type	Mortgage
Record Updated	Dec 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 LAKE RD, BASKING RIDGE, NJ 07920-2111

Mortgage

Document Number	0000068314
Date	Nov 22, 2021
Book Page	7403/1942
Instrument	2021068314

Lender

Name	ALL REVERSE MORTGAGE INC
Type	Reverse Mortgage Lender
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$920,100 (+4.87%) Land $415,700 Building $504,400	$920,100 (+4.87%) Land $415,700 Building $504,400
2025	$14,811.00 (+7.25%)	$877,400 (+19.99%) Land $415,700 Building $461,700	$877,400 (+19.99%) Land $415,700 Building $461,700
2024	$13,810.00 (+0.33%)
2023		$731,200 Land $387,200 Building $344,000	$731,200 Land $387,200 Building $344,000
2022	$13,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1999–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20