Monroe County property record for 237 la Paloma Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,335 sqft · built 2002 |
| Lot Size | 0.278 acres (12,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,000 (Feb 2003) |
| Tax Bill | $7,216 (2024) |
| Deeds & Mortgages | Jul 2018 Mortgage Mar 2017 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00546750-000000 |
| Primary APN | 00546750-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 3 Stories |
| Building Area | 3,335 sqft Living Area |
| 1st Floor Area | 2,994 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 12,120 sqft (0.278 acres) |
| Lot Dimensions | 101 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 720 sqft |
| Pool Area | 390 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,239 sqft |
| Patio Area | 32 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1670235 |
|---|---|
| Street Address | 237 LA PALOMA RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 6 LTS 3 & 4 WINSTON WATERWAYS #2 PB5-29 KEY LARGO OR505-201 OR783-1218 OR783-1219 OR783-1229 OR818-483Q/C OR818-843Q/C OR818-485Q/C OR818-487Q/C OR818-489Q/C OR822-2401 OR825-2243 OR1105-629 OR1105-634AFF OR1224-1447Q/C OR1293-1683 OR1322-673 OR16 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 22 |
| Legal Subdivision | WINSTON WATERWAYS NO 2 |
| Legal Block | 6 |
| Legal Lot Number | 3,4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
237 la Paloma Rd is owned and occupied by two individuals who acquired it in January 2017.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 237 LA PALOMA RD, KEY LARGO, FL 33037-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST ST BK/FL KEYS |
| Mar 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 10, 2003 · Amount on File |
| Deed Sale | Feb 10, 2003 · Amount on File |
| Prior Sale | Feb 16, 2001 · Amount on File |
| Deed Document Number | 20031349619 |
| Deed Book / Page | 1857 / 314 |
| Last Transfer Date | Jan 27, 2017 |
| Transfer Doc | 0028450384 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 237 LA PALOMA RD, KEY LARGO, FL 33037-4652 |
| Document Number | 0029192206 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | CORAL REEF TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 237 LA PALOMA RD KEY LARGO FL 330374652, KEY LARGO, FL 33037-4652 |
| Document Number | 0029192206 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 002919/002206 |
| Instrument | 2180386 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 22, 2017 |
| Property Address | 237 LA PALOMA RD, KEY LARGO, FL 33037-4652 |
| Document Number | 0028450384 |
| Book / Page | 002845 / 000384 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 2115460 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 237 LA PALOMA RD KEY LARGO FL 330374652, KEY LARGO, FL 33037-4652 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $876,884 | $1,540,849 Land $937,967 Building $602,882 | |
| 2024 | $7,216.00 (+3.4%) | ||
| 2023 | $6,979.00 (+6.21%) Homeowner's exemption | $827,352 (+3%) | $1,420,923 (+8.62%) Land $821,797 Building $599,126 |
| 2022 | $6,571.00 Homeowner's exemption | $803,255 | $1,308,153 Land $701,324 Building $606,829 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 la Paloma Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 245 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 161 (1992–2023) |
| Claims Outside the SFHA | 6 of 161 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 la Paloma Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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