237 Kono Way, Destin, FL 32541 Property Records

Okaloosa County property record for 237 Kono Way, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,950 sqft · built 2006
Lot Size	0.027 acres (1,170 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Aug 2012)
Tax Bill	$8,621 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-9127-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-9127-5`
Alternative APNs	`00-2S-22-1125-0000-0970` `22S200112500000970`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,950 sqft Living Area
Gross Area	2,250 sqft
1st Floor Area	975 sqft
Upper Floors Area	975 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	1,170 sqft (0.027 acres)
Porch	Finished/Open Porch
Porch Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	237 KONO WAY
City	DESTIN
State	FL
Zip	32541-3526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGES OF CRYSTAL BEACH LOT 97
Legal Subdivision	VILLAGES OF CRYSTAL BEACH
Legal Lot Number	97
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1004
Census Tract	23308

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7002 HIGH OAKS DR, MATTHEWS, NC 28104-7959
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Limited Warranty Deed, Transfer · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF COFFEE COUNTY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2012 · Amount on Record
Deed Sale	Aug 13, 2012 · Amount on Record
Prior Sale	Aug 23, 2006 · Amount on Record
Deed Document Number	20122794073
Deed Book / Page	3049 / 576
Prior Transfer Date	Aug 15, 2006
Prior Transfer Doc	0027302783
Record Updated	Oct 29, 2026

March 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 8, 2022
Property Address	237 KONO WAY, DESTIN, FL 32541-3526
Document Number	0036084983
Book / Page	3608 / 4983
Map Reference	MB 22 PG 75-78
Instrument Date	Mar 5, 2022
Instrument	3532836
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 KONO WAY, 237, DESTIN, FL 32541-3526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 KONO WAY, DESTIN, FL 32541-3526

Mortgage

Document Number	0036084986
Date	Mar 8, 2022
Instrument	3608/4986

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	237 KONO WAY, DESTIN, FL 32541-3526
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8069 REGENT PARK LN, CHARLOTTE, NC 28210-5743

Mortgage

Document Number	0035660860
Date	Aug 10, 2021
Book Page	3566/860
Instrument	3479040

Lender

Name	FIRST NATIONAL BANK OF COFFEE COUNTY
Type	Bank
Address	DOUGLAS, GA 31533

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	7 Months
Due	Mar 4, 2022

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,621.00 (-6.59%)	$727,959 (-5.78%) Land $308,588 Building $419,371	$727,959 (-5.78%) Land $308,588 Building $419,371
2023	$9,229.00 (+42.71%)	$772,586 (+21.73%) Land $280,000 Building $492,586	$772,586 (+21.73%) Land $280,000 Building $492,586
2022	$6,467.00	$634,669 Land $225,000 Building $409,669	$634,669 Land $225,000 Building $409,669

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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