237 Kensington Way, Elyria, OH 44035 Property Records

Lorain County property record for 237 Kensington Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,564 sqft · built 2019
Owner	Individual Name on Record
Last Sale	$77,000 (Sep 2019)
Tax Bill	$2,786 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-128`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-128`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,564 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	36 sqft
Canopy	36 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	237 KENSINGTON WAY
City	ELYRIA
State	OH
Zip	44035-8909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOUR SEASONS AT CHESTNUT RIDGE SUB #1 54.61 X 140
Legal Subdivision	CHESTNUT RDG SUB #1 4 SEASONS
Legal Lot Number	15
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2004
Census Tract	91100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 KENSINGTON WAY, ELYRIA, OH 44035-8909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Aug 22, 2020	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Sep 26, 2019	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	2019005906
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	237 KENSINGTON WAY, ELYRIA, OH 44035-8909
Document Number	0000777537
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 KENSINGTON WAY ELYRIA OH 440358909, ELYRIA, OH 44035-8909

Mortgage

Document Number	0000777537
Date	Sep 8, 2020
Instrument	777537

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	2.99%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	237 KENSINGTON WAY, ELYRIA, OH 44035-8909
Document Number	0000777538
Instrument Date	Aug 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 KENSINGTON WAY ELYRIA OH 440358909, ELYRIA, OH 44035-8909

Mortgage

Document Number	0000777538
Date	Sep 8, 2020
Instrument	777538

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1044 Months

Interest

Rate Type	Adjustable Rate
Rate	2.99%

September 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 26, 2019
Property Address	237 KENSINGTON WAY, ELYRIA, OH 44035-8909
Document Number	0000731906
Instrument Date	Sep 4, 2019
Instrument	731906
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$308.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 KENSINGTON OVAL ELYRIA OH 44035, ELYRIA, OH 44035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,786.00	$88,420 (%) Land $19,020 Building $69,400	$252,630 (-) Land $54,350 Building $198,280
2024	$2,786.00 (-21.87%)	$88,421 (+2.29%) Land $19,023 Building $69,398	$252,630 (+2.29%) Land $54,350 Building $198,280
2023	$3,566.00 (-10.33%)	$86,440 (-) Land $19,023 Building $67,417	$246,970 (-) Land $54,350 Building $192,620
2022	$3,977.00	$86,440 Land $19,020 Building $67,420
2021			$246,970 Land $54,350 Building $192,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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