237 Karnes Dr, Franklin, TN 37064 Property Records

Williamson County property record for 237 Karnes Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,684 sqft · built 1998
Lot Size	0.235 acres (10,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$805,000 (Apr 2024)
Tax Bill	$3,076 (2024)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090F-B-036.00-000`

Property Details

APN / Parcel Number

Primary APN	`090F-B-036.00-000`
Alternative APNs	`094090F B 03600` `227595`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,684 sqft Living Area
Gross Area	3,212 sqft
1st Floor Area	2,348 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,220 sqft (0.235 acres)
Lot Dimensions	140 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	528 sqft
Driveway	Driveway
Porch	Finished/Open Porch
Porch Area	35 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	237 KARNES DR
City	FRANKLIN
State	TN
Zip	37064-5759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD POLK PLACE SEC 7 PB 23 PG 6 LOT 0137
Legal Subdivision	POLK PLACE
Legal Lot Number	0137
Jurisdiction	WILLIAMSON TN
Township / Civil Division	11
Census Block Group	2
Census Block	2010
Census Tract	50906

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 KARNES DR, FRANKLIN, TN 37064-5759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Aug 21, 2006 · Amount on Record
Deed Document Number	202410375
Deed Book / Page	9456 / 782
Prior Transfer Date	Mar 17, 2008
Prior Transfer Doc	0045140443
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Apr 16, 2024
Property Address	237 KARNES DR, FRANKLIN, TN 37064-5759
Document Number	0094560782
Book / Page	9456 / 782
Map Reference	MB 23 PG 6
Instrument Date	Apr 15, 2024
Instrument	24010375
Transaction Type	Transfer
Record Updated	Apr 24, 2024
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,978.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 KARNES DR, FRANKLIN, TN 37064-5759

Mortgage

Document Number	0024010376
Date	Apr 16, 2024
Instrument	24010376

Lender

Name	ENCORE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,575 (+64.61%) Land $60,000 Building $144,575	$818,300 (+64.61%) Land $240,000 Building $578,300
2024	$3,076.00 (+14.82%)
2023	$2,679.00 (-8.85%)	$124,275 (-) Land $32,500 Building $91,775	$497,100 (-) Land $130,000 Building $367,100
2022	$2,939.00	$124,275 Land $32,500 Building $91,775	$497,100 Land $130,000 Building $367,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	4 (1994–2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20