Middletown City property record for 237 Julia Ter, Middletown, CT 06457
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,054 sqft · built 1981 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Aug 2024) |
| Tax Bill | $6,191 (2026) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MTWN M:43 L:0168 |
| Primary APN | MTWN M:43 L:0168 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,054 sqft Living Area |
| Gross Area | 2,318 sqft |
| 1st Floor Area | 1,054 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 456 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R10708 |
|---|---|
| Street Address | 237 JULIA TER |
| City | MIDDLETOWN |
| State | CT |
| Zip | 06457-5541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PRD |
| Legal Lot Number | 168 |
| Jurisdiction | MIDDLETOWN CT |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 680200 |
237 Julia Ter is owned and occupied by an individual who bought it in August 2024.
Source: Middletown City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 237 JULIA TER, MIDDLETOWN, CT 06457-5541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC |
| Aug 13, 2020 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| Sep 17, 2019 | Warranty Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on File |
| Deed Sale | Aug 29, 2024 · Amount on File |
| Prior Sale | Sep 17, 2019 · Amount on File |
| Deed Book / Page | 2104 / 202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Aug 29, 2024 |
| Property Address | 237 JULIA TER, MIDDLETOWN, CT 06457-5541 |
| Document Number | 002104-202 |
| Book / Page | 2104 / 202 |
| Instrument Date | Aug 29, 2024 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0002104204 |
|---|---|
| Date | Aug 29, 2024 |
| Instrument | 2104/204 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Property Address | 237 JULIA TER, MIDDLETOWN, CT 06457-5541 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1976-481 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 1976/481 |
| Instrument | 3546450016 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDDLETOWN CT |
| Recording Date | Sep 17, 2019 |
| Property Address | 237 JULIA TER, MIDDLETOWN, CT 06457-5541 |
| Document Number | 1952-274 |
| Book / Page | 1952 / 274 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 3486750003 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 3486760010 |
|---|---|
| Date | Sep 17, 2019 |
| Instrument | 3486760010 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 237 Julia Ter was $6,191.
Source: Middletown City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Middletown City |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,191.00 | $160,350 (-) Land $55,630 Building $104,720 | $319,864 (+184.97%) |
| 2025 | $160,350 (-) Land $55,630 Building $104,720 | $112,245 Land $38,941 Building $73,304 | |
| 2024 | $5,935.00 (+4.53%) | $160,350 (-) Land $55,630 Building $104,720 | |
| 2023 | $5,678.00 (+20.27%) | $160,350 (+40.12%) Land $55,630 Building $104,720 | |
| 2022 | $4,721.00 | $114,440 Land $37,090 Building $77,350 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 237 Julia Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 237 Julia Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLETOWN WATER DEPARTMENT serves 41,019 people · EPA ID CT0830011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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