237 Island Dr, Lowell, IN 46356 Property Records

Lake County property record for 237 Island Dr, Lowell, IN 46356

Property Summary

Property TypeSingle Family Home
Details3 bd · 6 ba · 2,592 sqft · built 1939
Lot Size0.276 acres (12,023 sqft)
OwnerIndividual Name on File
Last Sale$570,000 (Oct 2021)
Tax Bill$5,654 (2024)
Deeds & MortgagesMay 2019 Mortgage
Oct 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN002-02-03-0105-0008

Property Details

APN / Parcel Number

Primary APN002-02-03-0105-0008
Alternative APNs
  • 45-19-01-359-002.000-007
  • 020301050008

Interior

Bedrooms3 Beds
Full Baths6 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Total Rooms8 Rooms
Stories3 Stories
Building Area2,592 sqft Living Area
Basement Area888 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 2000
Construction TypeWood
Roof MaterialAsphalt
Lot Area12,023 sqft (0.276 acres)
Lot Dimensions123 ft deep x 100 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number002-02-03-0105-0008
Old Parcel Number020301050008
Street Address237 ISLAND DR
CityLOWELL
StateIN
Zip46356-1013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDALECARLIA BLOCK 26 & 27 BLOCK 27 LOTS 7 & 8
Legal SubdivisionDALECARLIA
Legal Block26,27,2
Legal Lot Number7,8 8
JurisdictionLAKE IN
Township / Civil DivisionCEDAR CREEK
Census Block Group1
Census Block1025
Census Tract43405

Owner

237 Island Dr is owned and occupied by an individual who bought it in October 2021.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address237 ISLAND DR, LOWELL, IN 46356-1013
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK
Oct 19, 2021Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Sep 20, 2021Quit Claim Deed, Transfer
Quitclaim
Apr 4, 2020Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2021 · Amount on File
Deed SaleOct 19, 2021 · Amount on File
Prior SaleSep 20, 2021 · Amount on File
Deed Document Number2021-533596
Record UpdatedJun 8, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address237 ISLAND DR, LOWELL, IN 46356-1013
Transaction TypeMortgage
Record UpdatedMar 31, 2022
Title CompanyFIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030837
DateMay 23, 2019
Instrument2019 030837
Lender
NameFIFTH THIRD BANK
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateOct 19, 2021
Property Address237 ISLAND DR, LOWELL, IN 46356-1013
Document Number0000033596
Map ReferenceMB 23 PG 61
Instrument DateOct 15, 2021
Instrument2021-533596
Transaction TypeTransfer
Record UpdatedFeb 9, 2023
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 ISLAND DR, LOWELL, IN 46356-1013

Mortgage

Document Number0000033597
DateOct 19, 2021
Instrument2021-533597
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.75%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2029
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7.75%
Index1-Year T-Bill
Margin3
Max Rate7.75%

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE IN
Recording DateSep 20, 2021
Property Address237 ISLAND DR, LOWELL, IN 46356-1013
Document Number0000060306
Map ReferenceMB 23 PG 61
Instrument DateAug 10, 2021
Instrument2021-060306
Transaction TypeTransfer
Record UpdatedFeb 9, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 ISLAND DR, LOWELL, IN 46356-1013

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address237 ISLAND DR, LOWELL, IN 46356-1013
Document Number0000022203
Instrument DateApr 4, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 ISLAND DR LOWELL IN 463561013, LOWELL, IN 46356-1013

Mortgage

Document Number0000022203
DateApr 21, 2020
Instrument22203
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount on Record
Term360 Months
DueApr 20, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCedar Creek Township
Unified School DistrictTri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$502,200 Land $144,500 Building $357,700$502,200 Land $144,500 Building $357,700
2024$5,654.00
2023$507,100 (+9.31%) Land $144,500 Building $362,600$507,100 (+9.31%) Land $144,500 Building $362,600
2022$5,464.00$463,900 Land $144,500 Building $319,400$463,900 Land $144,500 Building $319,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Island Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Island Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFAIRWAY REGIONAL WATER DISTRICT
private · serves 210 people · EPA ID IN5245009
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Island Dr

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