Kenton County property record for 237 Hwy Ave, Ludlow, KY 41016
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,426 sqft · built 1925 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $240,000 (Mar 2026) |
| Tax Bill | $3,265 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-12-01-002.00 |
| Primary APN | 040-12-01-002.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 12 Units |
| Stories | 2 Stories |
| Building Area | 1,426 sqft Finished Area |
| Gross Area | 1,726 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 237 HIGHWAY AVE |
|---|---|
| City | LUDLOW |
| State | KY |
| Zip | 41016-1626 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | MORNINGSIDE LOT 21 |
| Legal Subdivision | MORNINGSIDE |
| Legal Lot Number | 21 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 63800 |
237 Hwy Ave, a duplex, is owned by a company that bought it in March 2026.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9712 TIMBERVIEW CT, WEST CHESTER, OH 45241-1266 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC |
| Aug 4, 2023 | Warranty Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Jul 24, 2023 | Commissioner's Deed, Foreclosure |
| Apr 20, 2020 | Warranty Deed, Transfer · Conventional with PMI UNION HM MTG CORP |
| Jan 7, 2020 | Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on File |
| Deed Sale | Mar 30, 2026 · Amount on File |
| Prior Sale | Aug 4, 2023 · Amount on File |
| Deed Document Number | 202603306403 |
| Deed Book / Page | 408 / 35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 30, 2026 |
| Property Address | 237 HIGHWAY AVE, LUDLOW, KY 41016-1626 |
| Document Number | 0000006403 |
| Book / Page | 408 / 35 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 26059000006403 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3225 MCLEOD DR # 100, 100, LAS VEGAS, NV 89121-2257 |
| Name | Verified Name |
|---|---|
| Address | 9712 TIMBERVIEW CT, WEST CHESTER, OH 45241-1266 |
| Document Number | 0000006404 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 26059000006404 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 4, 2023 |
| Property Address | 237 HIGHWAY AVE, LUDLOW, KY 41016-1626 |
| Document Number | 0005900053 |
| Book / Page | KC 239 / 836 |
| Map Reference | PL 187 |
| Instrument Date | Aug 1, 2023 |
| Instrument | 23080405900053 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2024 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Name | Verified Name |
|---|---|
| Address | 3225 MCLAND DRIVE, LAS VEGAS, NV 89121 |
| Document Number | 0005900054 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | KCM 482/166 |
| Instrument | 23080405900054 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | PITTSBURGH, PA 15212 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 24, 2023 |
| Property Address | 237 HIGHWAY AVE, LUDLOW, KY 41016-1626 |
| Document Number | 0005900083 |
| Book / Page | KC 237 / 115 |
| Map Reference | PL 187 |
| Instrument Date | Jul 20, 2023 |
| Instrument | 23072405900083 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539 |
| Name | Verified Name |
|---|---|
| Address | 6444 MONROE ST STE 6, 6, SYLVANIA, OH 43560-1455 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 20, 2020 |
| Property Address | 237 HIGHWAY AVE, LUDLOW, KY 41016-1626 |
| Document Number | 0000000107 |
| Book / Page | 000017 / 000454 |
| Instrument Date | Apr 15, 2020 |
| Instrument | 107 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 HIGHWAY AVE LUDLOW KY 410161626, LUDLOW, KY 41016-1626 |
| Document Number | 108 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 000034/000069 |
| Instrument | 108 |
| Name | UNION HM MTG CORP |
|---|---|
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 7, 2020 |
| Property Address | 237 HIGHWAY AVE, LUDLOW, KY 41016-1626 |
| Document Number | 0000000148 |
| Book / Page | 000001 / 000350 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 148 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 20, 2020 |
| Title Company | NORTHWEST TITLE AGENCY INC, NORTHWEST TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $69.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 219 GARRARD ST COVINGTON KY 410111715, COVINGTON, KY 41011-1715 |
| Document Number | 149 |
|---|---|
| Date | Jan 7, 2020 |
| Book Page | 0000M2/000001 |
| Instrument | 149 |
| Name | LENDINGHOME FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN FRANCISCO, CA 94104 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 6, 2021 |
The 2025 property tax bill for 237 Hwy Ave was $3,265.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,000 (-) Land $15,000 Building $235,000 | $250,000 (-) Land $15,000 Building $235,000 | |
| 2025 | $3,265.00 | $250,000 Land $10,000 Building $240,000 | $250,000 Land $10,000 Building $240,000 |
| 2023 | $1,351.00 (+0.9%) | $105,000 (-) Land $10,000 Building $95,000 | $105,000 (-) Land $10,000 Building $95,000 |
| 2022 | $1,339.00 | $105,000 Land $10,000 Building $95,000 | $105,000 Land $10,000 Building $95,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 237 Hwy Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 Hwy Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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