237 Henderson Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 237 Henderson Ave, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,328 sqft · built 1868
Lot Size0.063 acres (2,750 sqft)
OwnerIndividual Name on Record
Last Sale$25,000 (Mar 2011)
Tax Bill$269 (2025)
Flood ZoneZone X (minimal risk)
APN05-004160

Property Details

APN / Parcel Number

Primary APN05-004160
Alternative APNs
  • 5004160
  • 004160

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,328 sqft Total Area

Exterior

Year BuiltBuilt 1868
Effective Year BuiltEffective 1868
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,750 sqft (0.063 acres)

Exterior Amenities

PorchSlab
Porch Area200 sqft
Deck Area40 sqft
Patio Area147 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number004160
Street Address237 HENDERSON AVE
CityCUMBERLAND
StateMD
Zip21502-1638
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description237 HENDERSON AVE PT LOT 23 23X136 GEPHART 2ND 17X140
Legal SubdivisionGEPHARTS ADD 02
Legal Lot Number23
JurisdictionALLEGANY MD
Township / Civil Division23, DECATUR
Census Block Group1
Census Block1067
Census Tract1000

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address237 HENDERSON AVE, CUMBERLAND, MD 21502-1638
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 23, 2011 · Amount on Record
Deed SaleMar 23, 2011 · Amount on Record
Prior SaleFeb 7, 2001
Deed Document Number20111770/0196
Deed Book / Page1770 / 196
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,700 (+29.48%) Land $2,400 Building $32,300$34,700 (+29.48%) Land $2,400 Building $32,300
2025$269.00 (+8.03%) Homeowner's exemption
2023$249.00 Homeowner's exemption$26,800 Land $2,400 Building $24,400$26,800 Land $2,400 Building $24,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims6 (1979–1996)
Most Recent ClaimJan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 721 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
SkyPacket
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Henderson Ave

Nearby Streets

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