Scott County property record for 237 Harmony Ridge Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,414 sqft · built 2004 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $211,500 (Jan 2021) |
| Tax Bill | $2,050 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jan 2024 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 192-10-015.000 |
| Primary APN | 192-10-015.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,414 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 237 HARMONY RIDGE DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-9688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARMONY RIDGE |
| Legal Subdivision | HARMONY RIDGE |
| Legal Phase | 1B |
| Legal Lot Number | 32 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40205 |
Source: Scott County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 4, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jan 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jan 28, 2021 | Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jul 27, 2018 | Deed, Transfer FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on Record |
| Deed Sale | Jan 28, 2021 · Amount on Record |
| Prior Sale | Jul 27, 2018 · Amount on Record |
| Deed Document Number | 2021427410 |
| Deed Book / Page | 421 / 410 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 4, 2026 |
| Property Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 0000588852 |
| Book / Page | 1901 / 165 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 2026588852 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Investor | Possibly a Property Investor |
| Document Number | 0000588852, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 1901/165 |
| Instrument | 2026588852 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 304 Months |
| Due | Oct 1, 2051 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 0M1768/215 |
|---|---|
| Date | Jan 8, 2024 |
| Book Page | M1768/215 |
| Instrument | 490722 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 0M1755/156 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | M1755/156 |
| Instrument | 483410 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 00M1722/73 |
|---|---|
| Date | Dec 16, 2022 |
| Book Page | M1722/73 |
| Instrument | 463646 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | M1654/713 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | M1654/713 |
| Instrument | 445625 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW LL |
| Name | Verified Name |
|---|
| Document Number | M1403/696 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | M1403/696 |
| Instrument | 389624 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jan 28, 2021 |
| Property Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | D421/410 |
| Book / Page | D421 / 410 |
| Map Reference | CAB 8 SL 175 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 427410 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $211.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 114 STOKE ON TRENT ST, 114, LOUISVILLE, KY 40299-2948 |
| Name | Verified Name |
|---|---|
| Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | 427411 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 427411 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 27, 2018 |
| Property Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
| Document Number | D399/210 |
| Book / Page | D399 / 210 |
| Map Reference | CAB8 SL175 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 389623 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $165.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 400 POCAHONTAS TRL, 400, GEORGETOWN, KY 40324-1052 |
| Name | Verified Name |
|---|---|
| Address | 237 HARMONY RIDGE DR, GEORGETOWN, KY 40324-9688 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,050.00 (+6.94%) | $230,200 (+8.84%) | $230,200 (+8.84%) |
| 2023 | $1,917.00 (+4.53%) | $211,500 (-) Land $33,000 Building $178,500 | $211,500 (-) Land $33,000 Building $178,500 |
| 2022 | $1,834.00 | $211,500 Land $33,000 Building $178,500 | $211,500 Land $33,000 Building $178,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2015) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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