Pontotoc County property record for 237 Hardin Cir, Pontotoc, MS 38863
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,670 sqft · built 2020 |
| Lot Size | 0.869 acres (37,897 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,680 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jun 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 067-35-000-001.40 |
| Primary APN | 067-35-000-001.40 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,670 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 37,897 sqft (0.869 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 24280 |
|---|---|
| Street Address | 237 HARDIN CIR |
| City | PONTOTOC |
| State | MS |
| Zip | 38863-8331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.87 AC NE1/4 LOT 40 PHASE II HICKORY CREST S/D. 20182030 5/31/18 20194318 11/15/19 20204527 12/1/20 20243901 11/6/24 662 760 |
| Legal Phase | 2 |
| Legal Lot Number | 40 |
| Jurisdiction | PONTOTOC MS |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 950200 |
237 Hardin Cir is owned and occupied by an individual who acquired it in November 2024.
Source: Pontotoc County records, as of October 30, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 237 HARDIN CIR, PONTOTOC, MS 38863-8331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 4, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANCORPSOUTH BANK |
| May 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2021 |
| Deed Sale | May 11, 2021 |
| Prior Sale | May 11, 2021 |
| Deed Document Number | 2021002012 |
| Last Transfer Date | Nov 6, 2024 |
| Transfer Doc | 2024003901 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 237 HARDIN CIR, PONTOTOC, MS 38863-8331 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 160 LAKES DR S, OXFORD, MS 38655-9213 |
| Document Number | 2026000389 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 2026000389 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 237 HARDIN CIR, PONTOTOC, MS 38863-8331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3428 HIGHWAY 342, PONTOTOC, MS 38863-7584 |
| Document Number | 2020001934 |
|---|---|
| Date | Jun 4, 2020 |
| Instrument | 2020001934 |
| Name | FIRST CHOICE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | May 29, 2021 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 237 HARDIN CIR, PONTOTOC, MS 38863-8331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1072 E 10TH ST, PONTOTOC, MS 38863-3847 |
| Document Number | 2020004528 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 2020004528 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PONTOTOC MS |
| Property Address | 237 HARDIN CIR, PONTOTOC, MS 38863-8331 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Name | Verified Name |
|---|---|
| Address | 91 JUDON LN, ECRU, MS 38841-9728 |
| Document Number | 2021002013 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2021002013 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 237 Hardin Cir was $1,680 with a homeowner's exemption.
Source: Pontotoc County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Pontotoc County |
| Unified School District | Pontotoc City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,680.00 Homeowner's exemption | $12,657 | $126,565 Land $10,450 Building $116,115 |
| 2023 | $1,614.00 Homeowner's exemption | $12,657 | $126,565 Land $10,450 Building $116,115 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 Hardin Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 237 Hardin Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 70% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGOMA WATER ASSOCIATION public/private · serves 6,879 people · EPA ID MS0580001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable in parts of the area | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures