237 Gray St, Defiance, OH 43512 Property Records

Defiance County property record for 237 Gray St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1952
Lot Size	0.151 acres (6,599 sqft)
Owner	Individual Name on File
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`B013135002300`

Property Details

APN / Parcel Number

Primary APN	`B013135002300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1952
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	6,599 sqft (0.151 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Type	Attached - Unfinished
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	237 GRAY ST
City	DEFIANCE
State	OH
Zip	43512-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWORTH ADDITION LOT 13
Legal Subdivision	SOUTHWORTH ADDITION
Legal Lot Number	13
Jurisdiction	DEFIANCE OH
Township / Civil Division	NOBLE
Census Block Group	2
Census Block	2042
Census Tract	958500

Owner

Source: Defiance County records · APN B013135002300

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	237 GRAY ST, DEFIANCE, OH 43512-1644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 21, 2015
Deed Sale	Dec 21, 2015
Deed Document Number	146996
Deed Book / Page	392 / 1939
Record Updated	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	237 GRAY ST, DEFIANCE, OH 43512-1644
Transaction Type	Mortgage
Record Updated	May 02, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	403/1230
Date	Apr 12, 2017
Book Page	403/1230
Instrument	201700001577

Lender

Name	MIDWEST COMMUNITY FCU
Type	Credit Union
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	83 Months
Due	Mar 28, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Defiance County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Noble Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00	$27,130 (-) Land $3,210 Building $23,920
2024	$1,060.00 (+1.15%)	$27,130 (-) Land $3,210 Building $23,920
2023	$1,048.00 (+37.17%)	$27,130 (+52.42%) Land $3,210 Building $23,920	$77,513 (+52.43%) Land $9,171 Building $68,342
2022	$764.00	$17,800 Land $3,210 Building $14,590
2020			$50,850 Land $9,170 Building $41,680

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Defiance County (39039C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390399585002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2008)
Most Recent Claim	Feb 2008 · river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Defiance Holdings Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 226 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH2000111, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DEFIANCE CITY serves 16,494 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.