Cherokee County property record for 237 Fall Branch Rd, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1990 |
| Square Footage | 768 sqft Heated Area |
| Lot Size | 43,996 sqft (1.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100,000 (2017) |
| Tax Bill | $750.00 (2025) |
| Primary APN | 550200935449000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 768 sqft Heated Area |
| Basement Area | 768 sqft Basement |
| Finished Basement | 768 sqft Finished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 43,996 sqft (1.01 acres) |
| Depth X Width | 255 ft x 190 ft Depth x Width |
| Deck Area | 736 sqft Deck |
| Topography | Mountain Topography |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 46405 |
|---|---|
| Street Address | 237 FALL BRANCH RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-6832 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | FR MCWHORTER 892/183 B/31B |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | MURPHY |
| Census Blockgroup | 3 |
| Census Block | 3067 |
| Census Tract | 930401 |
Source: Cherokee County records · APN 550200935449000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 237 FALL BRANCH RD, MURPHY, NC 28906-6832 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 03, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CREDIT UNION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2017 · Amount on Record |
| Deed Sale | Oct 03, 2017 · Amount on Record |
| Deed Doc Number | 04460 |
| Deed Book / Page | 01570 / 0734 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 237 FALL BRANCH RD, MURPHY, NC 28906-6832 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 01705/1364 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 1705/1364 |
| Instrument | 1500 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | Oct 03, 2017 |
| Property Address | 237 FALL BRANCH RD, MURPHY, NC 28906-6832 |
| Document Number | 01570/0734 |
| Book / Page | 01570 / 0734 |
| Instrument Date | Sep 05, 2017 |
| Instrument | 04460 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4740 CARDINAL BLVD, 4740, JACKSONVILLE, FL 32210-1908 |
| Name | Verified Name |
|---|---|
| Address | 237 FALL BRANCH RD, MURPHY, NC 28906-6832 |
| Document Number | 04461 |
|---|---|
| Date | Oct 03, 2017 |
| Instrument | 04461 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $750.00 | $95,000 (-4.94%) | $95,000 (-4.94%) Land $12,910 Building $82,090 |
| 2023 | $99,940 | $99,940 Land $12,910 Building $87,030 |
237 Fall Branch Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 67th percentile of exposed land nationally · 89th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 412 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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