Frederick County property record for 237 Fairway Cir, Cross Junction, VA 22625
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,370 sqft · built 1979 |
| Lot Size | 0.29 acres (12,785 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $154,900 (May 2019) |
| Tax Bill | $1,614 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A022-15-211 |
| Primary APN | 18A022-15-211 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,370 sqft Living Area |
| Gross Area | 3,748 sqft |
| 1st Floor Area | 1,274 sqft |
| Basement Area | 1,274 sqft |
| Unfinished Basement | 1,274 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 12,785 sqft (0.29 acres) |
| Terrain | Wooded |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 644 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8001732 |
|---|---|
| Street Address | 237 FAIRWAY CIR |
| City | CROSS JUNCTION |
| State | VA |
| Zip | 22625-2020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LAKE HOLIDAY EST. L211 P1 5 S2 |
| Legal Subdivision | LAKE HOLIDAY |
| Legal Phase | 1 |
| Legal Lot Number | 211 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | GAINESBORO |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 50300 |
Source: Frederick County assessment roll, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 237 FAIRWAY CIR, CROSS JUNCTION, VA 22625-2020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARRINGTON MORTGAGE SERVICES LLC |
| May 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2019 · Amount on Record |
| Deed Sale | May 13, 2019 · Amount on Record |
| Prior Sale | Jan 5, 2009 · Amount on Record |
| Deed Document Number | 20194419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 237 FAIRWAY CIR, CROSS JUNCTION, VA 22625-2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 237 FAIRWAY CIR, CROSS JUNCTION, VA 22625-2020 |
| Document Number | 0000011183 |
|---|---|
| Date | Nov 5, 2025 |
| Instrument | 250011183 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 237 FAIRWAY CIR, CROSS JUNCTION, VA 22625-2020 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017146 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 210017146 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 13, 2019 |
| Property Address | 237 FAIRWAY CIR, CROSS JUNCTION, VA 22625-2020 |
| Document Number | 0000004419 |
| Instrument Date | May 10, 2019 |
| Instrument | 190004419 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | DIRECT TITLE SOLUTIONS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 FAIRWAY CIR, CROSS JUNCTION, VA 22625-2020 |
| Document Number | 0000004420 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 190004420 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,614.00 (+10.4%) | $304,600 Land $58,000 Building $246,600 | $304,600 Land $58,000 Building $246,600 |
| 2025 | $1,462.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 56% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HOLIDAY ESTATES private · serves 2,130 people · EPA ID VA2069650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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