237 Emerald Hill, Franklin, NC 28734 Property Records

Macon County property record for 237 Emerald Hill, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,216 sqft · built 1983
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$284,000 (May 2026)
Tax Bill	$890 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Oct 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6564665133`

Property Details

APN / Parcel Number

Primary APN	`6564665133`
Alternative APNs	`0801149` `114339`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Heated Area
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Finished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Terrain	Rolling
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	384 sqft
Deck Area	56 sqft
Patio Area	357 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	114339
Street Address	237 EMERALD HL
City	FRANKLIN
State	NC
Zip	28734-7774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 12 BL A SEC 2 PH 1 MILL CREEK
Legal Subdivision	WILLOW VIEW VILLAS
Legal Phase	1
Legal Block	A
Legal Lot Number	12
Jurisdiction	MACON NC
Township / Civil Division	CARTOOGECHAYE
Census Block Group	1
Census Block	1100
Census Tract	970200

Owner

Source: Macon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 EMERALD HILL RD, FRANKLIN, NC 28734
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Oct 28, 2024	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
May 5, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Aug 14, 2008 · Amount on Record
Deed Document Number	20262773
Deed Book / Page	44 / 1869
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	237 EMERALD HL, FRANKLIN, NC 28734-7774
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00B38/2450
Date	Aug 3, 2017
Book Page	B-38/2450
Instrument	2017005118

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	237 EMERALD HL, FRANKLIN, NC 28734-7774
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000K43/410
Date	Oct 28, 2024
Book Page	K-43/410
Instrument	2024006416

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	257 E MAIN ST, FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 5, 2026
Property Address	237 EMERALD HL, FRANKLIN, NC 28734-7774
Document Number	0000002773
Book / Page	44 / 1869
Instrument Date	May 1, 2026
Instrument	2026.2773
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,368.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002774,
Date	May 5, 2026
Instrument	2026..2774

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,790 (+2.85%) Land $25,000 Building $216,790	$241,790 (+2.85%) Land $25,000 Building $216,790
2025	$890.00 (+1.37%)	$235,090 (-0.04%) Land $25,000 Building $210,090	$235,090 (-0.04%) Land $25,000 Building $210,090
2023	$878.00	$235,190 Land $25,000 Building $210,190	$235,190 Land $25,000 Building $210,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2004–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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