237 Emerald Dr, Harrisonburg, VA 22801 Property Records

Harrisonburg City property record for 237 Emerald Dr, Harrisonburg, VA 22801

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,728 sqft · built 1992
Lot Size	0.113 acres (4,903 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Apr 2023)
Tax Bill	$3,087 (2024)
Deeds & Mortgages	Apr 2023 Mortgage Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077 L 6`

Property Details

APN / Parcel Number

Primary APN	`077 L 6`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,728 sqft Total Area
Basement Area	1,127 sqft
Finished Basement	376 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Cottage
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	4,903 sqft (0.113 acres)
Garage Type	Basement
Garage Area	1 sqft
Driveway	Asphalt Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	237 EMERALD DR
City	HARRISONBURG
State	VA
Zip	22801-3481
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	MULTI DWEL
Legal Description	QUADRANT 3 NS EMERALD DR LOT 6 SEC 3B BLUE STONE HILLS
Legal Subdivision	BLUE STONE HILLS
Legal Lot Number	6
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	3
Census Block	3015
Census Tract	205

Owner

Source: Harrisonburg City records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 EMERALD DR, HARRISONBURG, VA 22801-3481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage TOPONE MORTGAGE INC
Dec 14, 2022	Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO
Jan 17, 2017	Deed of Trust, Mortgage · ARM MEMBER ADVANTAGE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Dec 14, 2022 · Amount on Record
Deed Document Number	20237589
Deed Book / Page	5686 / 217
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	237 EMERALD DR, HARRISONBURG, VA 22801-3481
Transaction Type	Mortgage
Record Updated	May 5, 2023
Title Company	WEST VIEW TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 EMERALD DR, HARRISONBURG, VA 22801-3481

Mortgage

Document Number	005686/219
Date	Apr 17, 2023
Book Page	5686/219
Instrument	2023-07590

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Dec 14, 2022
Property Address	237 EMERALD DR, HARRISONBURG, VA 22801-3481
Document Number	005652/182
Book / Page	5652 / 182
Map Reference	MB 1044 PG 472
Instrument Date	Dec 5, 2022
Instrument	2022-29641
Transaction Type	Transfer
Record Updated	Jan 2, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1801 LANIE LANE, HARRISBURG, VA 22801

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	237 EMERALD DR, HARRISONBURG, VA 22801-3481
Transaction Type	Mortgage
Record Updated	Feb 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00000950
Date	Jan 17, 2017
Book Page	4837/208
Instrument	2017-00000950

Lender

Name	MEMBER ADVANTAGE MORTGAGE LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49512

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	5-Year CMT
Margin	2
Max Rate	9.25%

Tax Assessment & Valuation

Source: Harrisonburg City assessment roll, as of October 30, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$316,000 (+16.78%) Land $48,400 Building $267,600	$316,000 (+16.78%) Land $48,400 Building $267,600
2024	$3,087.00 (+18.87%)
2023	$2,597.00	$270,600 Land $48,400 Building $222,200	$270,600 Land $48,400 Building $222,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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