237 Elm Ave, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 237 Elm Ave, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,564 sqft · built 1989
Lot Size	5.3 acres (230,868 sqft)
Owner	Individual Name on Record
Last Sale	$575,000 (Dec 2014)
Tax Bill	$14,687 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012200 96.00-2-8.1`

Property Details

APN / Parcel Number

Primary APN	`012200 96.00-2-8.1`
Alternative APNs	`220009600000020080010000` `09600000020080010000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,564 sqft Living Area
1st Floor Area	3,056 sqft
Upper Floors Area	801 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	230,868 sqft (5.3 acres)
Lot Width	62.9 ft Width
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09600000020080010000
Street Address	237 ELM AVE
City	DELMAR
State	NY
Zip	12054-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	2
Legal Lot Number	8.001
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	5
Census Block	5016
Census Tract	14203

Owner

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 634, ALBANY, NY 12201-0634
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2014 · Amount on Record
Deed Sale	Dec 11, 2014 · Amount on Record
Prior Sale	Oct 6, 1997 · Amount on Record
Deed Document Number	201411744507
Deed Book / Page	3120 / 1092
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	237 ELM AVE, DELMAR, NY 12054-9733
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018633
Date	Aug 25, 2020
Instrument	R2020-18633

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	237 ELM AVE, DELMAR, NY 12054-9733
Document Number	0000029224
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 ELM AVE DELMAR NY 120549733, DELMAR, NY 12054-9733

Mortgage

Document Number	0000029224
Date	Dec 8, 2020
Instrument	29224

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,687.00
2025		$441,600 (-) Land $133,300 Building $308,300	$690,000 (+17.19%) Land $208,281 Building $481,719
2023		$441,600 Land $133,300 Building $308,300	$588,800 Land $177,733 Building $411,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Sep 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Hudson Valley Wireless.

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