237 E Ward St, Urbana, OH 43078 Property Records

Champaign County property record for 237 E Ward St, Urbana, OH 43078

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,431 sqft · built 1900
Lot Size0.189 acres (8,250 sqft)
OwnerIndividual Name on Record
Last Sale$81,000 (Nov 2015)
Tax Bill$3,639 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN024999-7

Property Details

APN / Parcel Number

Primary APN024999-7
Alternative APN
  • K48-25-00-03-19-153-00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,431 sqft Living Area
Gross Area1,498 sqft
1st Floor Area1,162 sqft
Basement Area336 sqft
Unfinished Basement336 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1960
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeDetached
Garage Area640 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area96 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number024999-7
Street Address237 E WARD ST
CityURBANA
StateOH
Zip43078-1718
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRTS 00-00-00 __ ORIGINAL PLATE 1/2 LOT 210
Legal SubdivisionORAN W NICHOLS
Legal Lot Number210
JurisdictionCHAMPAIGN OH
Township / Civil DivisionURBANA
Census Block Group4
Census Block4017
Census Tract10500

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address237 E WARD ST, URBANA, OH 43078-1718
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2015 · Amount on Record
Deed SaleNov 4, 2015 · Amount on Record
Prior SaleOct 10, 2013 · Amount on Record
Deed Document Number20154872
Deed Book / Page536 / 1826
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN OH
Property Address237 E WARD ST, URBANA, OH 43078-1718
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number580/1218
DateAug 23, 2021
Book Page580/1218
Instrument202100004725
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

TypeName
StateOhio
CountyChampaign County
County SubdivisionUrbana Township
MunicipalityUrbana City
Unified School DistrictUrbana City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,639.00 (-0.33%)$37,990 (+7.56%) Land $7,050 Building $30,940$108,540 (+7.56%) Land $20,130 Building $88,410
2024$3,651.00 (-3.85%) Homeowner's exemption Senior Citizen's exemption$35,320 (-) Land $6,440 Building $28,880
2023$3,797.00 (-0.6%) Homeowner's exemption Senior Citizen's exemption$35,320 (-) Land $6,440 Building $28,880$100,910 (-) Land $18,400 Building $82,510
2022$3,820.00 Homeowner's exemption Senior Citizen's exemption$35,320 Land $6,440 Building $28,880$100,910 Land $18,400 Building $82,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemURBANA CITY PWS
serves 11,428 people · EPA ID OH1101212
Water SourceGroundwater
Last State InspectionMar 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40

May also be available: CT Communications Network, Verizon.

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