237 E Atlantic Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 237 E Atlantic Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	950 sqft · built 1969
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Nov 2022)
Tax Bill	$3,550 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Nov 2022 Sale & Mortgage + 1 more
APN	`05-00094-0000-00047`

Property Details

APN / Parcel Number

Primary APN	`05-00094-0000-00047`
Alternative APN	`050009400047`

Interior

Stories	1 Story
Building Area	950 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	100 ft deep x 125 ft wide

Location & Zoning

Street Address	237 E ATLANTIC AVE
City	VILLAS
State	NJ
Zip	08251-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L48-51
Legal Block	94
Legal Lot Number	47
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3039
Census Tract	21804

Owner

237 E Atlantic Ave is owned and occupied by an individual who bought it in November 2022.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	237 E ATLANTIC AVE, VILLAS, NJ 08251-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Nov 15, 2022	Deed, Transfer · FHA Mortgage E MORTGAGE MANAGEMENT LLC
Oct 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage OCEANFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Deed Document Number	202234009
Deed Book / Page	4087 / 885
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	237 E ATLANTIC AVE, VILLAS, NJ 08251-2606
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033462
Date	Mar 13, 2024
Book Page	M6710/788
Instrument	2024033462

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 15, 2022
Property Address	237 E ATLANTIC AVE, VILLAS, NJ 08251-2606
Document Number	0000034009
Book / Page	D4087 / 885
Instrument Date	Nov 10, 2022
Instrument	2022034009
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 E ATLANTIC AVE, VILLAS, NJ 08251-2606

Mortgage

Document Number	0000034010
Date	Nov 15, 2022
Instrument	2022034010

Lender

Name	E MORTGAGE MANAGEMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	237 E ATLANTIC AVE, VILLAS, NJ 08251-2606
Document Number	0061170179
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	TITLE COMPANY/JERSEY, TITLE CO/JERSEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	237 E ATLANTIC AVE VILLAS NJ 082512606, VILLAS, NJ 08251-2606

Mortgage

Document Number	0061170179
Date	Oct 31, 2019
Book Page	006117/000179
Instrument	112147

Lender

Name	OCEANFIRST BK
Type	Bank
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2049

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,400 (-) Land $100,000 Building $75,400	$175,400 (-) Land $100,000 Building $75,400
2025		$175,400 Land $100,000 Building $75,400	$175,400 Land $100,000 Building $75,400
2024	$3,550.00
2023		$175,400 Land $100,000 Building $75,400	$175,400 Land $100,000 Building $75,400
2022	$3,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 237 E Atlantic Ave; there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	24 (1979–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 E Atlantic Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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