237 Division Ave, Surf City (Beach Haven), NJ 08008 Property Records

Ocean County and Surf City Borough property record for 237 Division Ave, Surf City, NJ 08008

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,314 sqft · built 2018
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$999,000 (Oct 2018)
Tax Bill	$9,822 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-00063-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`32-00063-0000-00015`
Alternative APN	`320006300015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,314 sqft Living Area
1st Floor Area	2,314 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	237 DIVISION AVE
City	SURF CITY
State	NJ
Zip	08008-4854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X100
Legal Block	63
Legal Lot Number	15
Jurisdiction	OCEAN NJ
Township / Civil Division	SURF CITY
Census Block Group	4
Census Block	4001
Census Tract	739000

Owner

237 Division Ave is owned by two individuals who bought it in October 2018.

Source: Ocean County and Surf City Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 WILLIAM J MURPHY WAY, PARK RIDGE, NJ 07656-1187
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 29, 2018	Deed, Transfer · Conventional Mortgage CITIBANK NA
Jun 23, 2017	Deed, Construction Loan · Construction Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018 · Amount on File
Deed Sale	Oct 29, 2018 · Amount on File
Prior Sale	Jun 23, 2017 · Amount on File
Deed Document Number	2018106060
Deed Book / Page	17283 / 811
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	237 DIVISION AVE, SURF CITY, NJ 08008-4854
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC TITLE RIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176170127
Date	Sep 23, 2019
Book Page	17617/0127
Instrument	2019094526

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Oct 29, 2018
Property Address	237 DIVISION AVE, SURF CITY, NJ 08008-4854
Document Number	0172830811
Book / Page	17283 / 0811
Map Reference	CASE B-407
Instrument Date	Oct 22, 2018
Instrument	2018106060
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	OLD REPUBLIC NATL TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,563.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 WESTWOOD RD, 20, LITTLE SILVER, NJ 07739-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 DIVISION AVE, SURF CITY, NJ 08008-4854

Mortgage

Document Number	2018106061
Date	Oct 29, 2018
Instrument	2018106061

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

June 2017: Deed, Construction Loan

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 23, 2017
Property Address	237 DIVISION AVE, SURF CITY, NJ 08008-4854
Document Number	0167790388
Book / Page	16779 / 388
Instrument Date	Jun 2, 2017
Instrument	2017063958
Transaction Type	Construction Loan
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,743.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1605 LYNNDALE CT, 1605, BEL AIR, MD 21014-5645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 DIVISION AVE, SURF CITY, NJ 08008-4854
Investor	Possibly a Property Investor

Mortgage

Document Number	, 2017063959
Date	Jun 23, 2017
Instrument	2017063959

Lender

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 237 Division Ave was $9,822, up 2.2% from the year before.

Source: Ocean County and Surf City Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Surf City Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$921,400 (-) Land $425,000 Building $496,400	$921,400 (-) Land $425,000 Building $496,400
2025	$9,822.00 (+2.21%)	$921,400 Land $425,000 Building $496,400	$921,400 Land $425,000 Building $496,400
2024	$9,610.00
2023		$899,500 Land $425,000 Building $474,500	$899,500 Land $425,000 Building $474,500
2022	$8,815.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Division Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 470 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	474 units insured incl. 4 condo units
Nearby Flood Claims	608 (1984–2025)
Most Recent Claim	Dec 2025 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 483 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 62 claims Coastal Storms & Flooding, Mar 1984 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 237 Division Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURF CITY WATER DEPT serves 10,000 people · EPA ID NJ1531001
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	69 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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