237 Cypress St S, Cambridge, MN 55008 Property Records

Isanti County property record for 237 Cypress St S, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,964 sqft · built 1912
Lot Size	0.54 acres (23,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jun 2026)
Tax Bill	$4,496 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15.054.0110`

Property Details

APN / Parcel Number

Primary APN	`15.054.0110`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,964 sqft Heated Area
1st Floor Area	1,200 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1985
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	158 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	280 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	880 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	237 CYPRESS ST S
City	CAMBRIDGE
State	MN
Zip	55008-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME GILES BLOCK SUBDIVISIONCD 15054 SE/4 OF SE/4 OF GILES BLOCK UNPLATTED (150' X 158') COMM 66' W OF SW CNR OF
Legal Range	023
Legal Township	036
Legal Section	32
Legal Subdivision	GILES BLOCK
Legal Block	UN
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1048
Census Tract	130304

Owner

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 CYPRESS ST S, CAMBRIDGE, MN 55008-1412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage GRANITE BANK
Oct 29, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Oct 29, 2020 · Amount on Record
Deed Document Number	2026545565
Prior Transfer Date	Mar 8, 2018
Prior Transfer Doc	0000474400
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISANTI MN
Property Address	237 CYPRESS ST S, CAMBRIDGE, MN 55008-1412
Transaction Type	Mortgage
Record Updated	Jun 25, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 CYPRESS ST S, CAMBRIDGE, MN 55008-1412

Mortgage

Document Number	000A528209
Date	Jan 18, 2024
Instrument	A528209

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Nov 1, 2050

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISANTI MN
Recording Date	Jun 11, 2026
Property Address	237 CYPRESS ST S, CAMBRIDGE, MN 55008-1412
Document Number	000A545565
Instrument Date	Jun 5, 2026
Instrument	2026545565
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	ASCENSION TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,321.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	237 CYPRESS ST S, CAMBRIDGE, MN 55008-1412

Mortgage

Document Number	0000545565,
Date	Jun 11, 2026
Instrument	2026545565

Lender

Name	GRANITE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ISANTI MN
Recording Date	Oct 29, 2020
Property Address	237 CYPRESS ST S, CAMBRIDGE, MN 55008-1412
Document Number	0001176195
Instrument Date	Oct 29, 2020
Instrument	1176195
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 CYPRESS ST S CAMBRIDGE MN 550081412, CAMBRIDGE, MN 55008-1412

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,496.00 (-5.31%) Homeowner's exemption	$342,500 (+3.19%) Land $47,400 Building $295,100	$342,500 (+3.19%) Land $47,400 Building $295,100
2025		$331,900 (-2.18%) Land $47,400 Building $284,500	$331,900 (-2.18%) Land $47,400 Building $284,500
2023	$4,748.00 (-2.1%) Homeowner's exemption	$339,300 Land $41,500 Building $297,800	$339,300 Land $41,500 Building $297,800
2022	$4,850.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 350
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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