237 Clay St, Ashland, OR 97520 Property Records

Jackson County property record for 237 Clay St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,364 sqft · built 1991
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Aug 2019)
Tax Bill	$3,312 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`391E11CB1700`

Property Details

APN / Parcel Number

Primary APN	`391E11CB1700`
Alternative APNs	`391E11CB01700` `10805745`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,364 sqft Living Area
Gross Area	1,604 sqft
1st Floor Area	806 sqft
2nd Floor Area	558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete
Roof Material	Other
Lot Area	3,049 sqft (0.07 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Covered Concrete/Masonry Porch
Porch Area	80 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	237 CLAY ST
City	ASHLAND
State	OR
Zip	97520-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-3.5
Legal Range	01E
Legal Township	39S
Legal Section	11
Legal Quarter	3
Legal Subdivision	ASHLAND MEADOW VILLAGE SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1017
Census Tract	1801

Owner

Source: Jackson County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	237 CLAY ST, ASHLAND, OR 97520-1317
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Dec 10, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 16, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit ROGUE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Prior Sale	Jul 17, 2009 · Amount on Record
Deed Document Number	201923928
Last Transfer Date	Nov 13, 2019
Transfer Doc	0000038127
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	237 CLAY ST, ASHLAND, OR 97520-1317
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002019
Date	Jan 15, 2021
Instrument	2021-002019

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON OR
Recording Date	Dec 10, 2019
Property Address	237 CLAY ST, ASHLAND, OR 97520-1317
Document Number	0000038127
Instrument Date	Nov 13, 2019
Instrument	38127
Transaction Type	Transfer
Record Updated	Dec 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	237 CLAY ST ASHLAND OR 975201317, ASHLAND, OR 97520-1317

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OR
Recording Date	Aug 16, 2019
Property Address	237 CLAY ST, ASHLAND, OR 97520-1317
Document Number	0000023928
Map Reference	VOL 16 PG 116
Instrument Date	Aug 15, 2019
Instrument	2019-023928
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 CLAY ST, ASHLAND, OR 97520-1317

Mortgage

Document Number	0000023929
Date	Aug 16, 2019
Instrument	2019-023929

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	237 CLAY ST, ASHLAND, OR 97520-1317
Document Number	0000029593
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 CLAY ST ASHLAND OR 975201317, ASHLAND, OR 97520-1317

Mortgage

Document Number	0000029593
Date	Aug 29, 2017
Instrument	29593

Lender

Name	ROGUE CU
Address	MEDFORD, OR 97501-0278

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 28, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,460 (+3%)	$411,930 (-4.91%) Land $197,640 Building $214,290
2025	$3,312.00 (+2.13%)	$209,190 (+3%) Land $77,640 Building $131,550	$433,190 (+6.72%) Land $195,000 Building $238,190
2024	$3,243.00 (+3.38%)	$203,100 (+3%) Land $75,370 Building $127,730	$405,930 (+4.83%) Land $189,000 Building $216,930
2023	$3,137.00 (+3.29%)	$197,190 (+3%) Land $73,180 Building $124,010	$387,210 (-3.18%) Land $215,510 Building $171,700
2022	$3,037.00	$191,450 Land $71,050 Building $120,400	$399,920 Land $250,290 Building $149,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rogue Broadband Fixed Wireless	200 / 25
FireServe Fixed Wireless	100 / 30

May also be available: Hunter Communications, T-Mobile.

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