237 Clark St, Sparta, TN 38583 Property Records

White County property record for 237 Clark St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1900
Lot Size	0.63 acres (27,435 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Nov 2021)
Tax Bill	$333 (2021)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Mar 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`093059A B 01400`

Property Details

APN / Parcel Number

Primary APN	`093059A B 01400`
Alternative APN	`059A B 01400`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1975
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	27,435 sqft (0.63 acres)
Lot Dimensions	155 ft deep x 177 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	237 CLARK ST
City	SPARTA
State	TN
Zip	38583-1929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	DISTRICT: 1
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2022
Census Tract	935300

Owner

Source: White County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	237 CLARK ST, SPARTA, TN 38583-1929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2021 · Amount on Record
Deed Sale	Nov 29, 2021 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20215679
Deed Book / Page	496 / 707
Prior Transfer Date	Nov 24, 2021
Prior Transfer Doc	0RB496/707
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Nov 29, 2021
Property Address	237 CLARK ST, SPARTA, TN 38583-1929
Document Number	0RB496/707
Book / Page	RB496 / 707
Instrument Date	Nov 21, 2021
Instrument	21005679
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$329.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 CLARK ST, SPARTA, TN 38583-1929

Mortgage

Document Number	0021005680
Date	Nov 29, 2021
Instrument	21005680

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	237 CLARK ST, SPARTA, TN 38583-1929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001089
Date	Mar 25, 2020
Book Page	RB451/894
Instrument	20001089

Lender

Name	FIRST BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,225 (+67.59%) Land $3,500 Building $14,725	$72,900 (+67.59%) Land $14,000 Building $58,900
2024		$10,875 (-) Land $2,500 Building $8,375
2023		$10,875 Land $2,500 Building $8,375
2021	$333.00
2020			$43,500 Land $10,000 Building $33,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Clark St

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