237 Choptank Rd, Stafford, VA 22556 Property Records

Stafford County property record for 237 Choptank Rd, Stafford, VA 22556

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,348 sqft · built 1990
Lot Size0.344 acres (15,002 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (May 2016)
Tax Bill$4,611 (2025)
Deeds & MortgagesJun 2021 Refinance
Jun 2021 Refinance
Flood ZoneZone X (minimal risk)
APN19D3-8-634

Property Details

APN / Parcel Number

Primary APN19D3-8-634
Alternative APNs
  • 019D3 8 634
  • 4298

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,348 sqft Living Area
Basement Area1,176 sqft
Finished Basement1,076 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleTraditional
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area15,002 sqft (0.344 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area192 sqft
Deck Area262 sqft
Patio Area262 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number4298
Old Parcel Number019D3 8 634
Street Address237 CHOPTANK RD
CitySTAFFORD
StateVA
Zip22556-6451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1- SUBURB RES
Legal DescriptionLOT 634 SEC 8 15000 SQFT PHASE 3 VISTA WOODS
Legal SubdivisionVISTA WOODS PH 03
Legal Lot Number634
JurisdictionSTAFFORD VA
Township / Civil DivisionROCK HILL
Census Block Group4
Census Block4005
Census Tract10205

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address237 CHOPTANK RD, STAFFORD, VA 22556-6451
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ARVEST BANK
Jun 17, 2021Intrafamily Transfer, Transfer · Stand-Alone Refinance
ARVEST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2016 · Amount on Record
Deed SaleMay 3, 2016 · Amount on Record
Prior SaleMay 3, 2016 · Amount on Record
Deed Document Number0160007191
Last Transfer DateJun 17, 2021
Transfer Doc0210020856
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address237 CHOPTANK RD, STAFFORD, VA 22556-6451
Transaction TypeMortgage
Record UpdatedJun 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210020857
DateJun 17, 2021
Instrument210020857
Lender
NameARVEST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSTAFFORD VA
Recording DateJun 17, 2021
Property Address237 CHOPTANK RD, STAFFORD, VA 22556-6451
Document Number210020856
Instrument DateMay 7, 2021
Instrument210020856
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 CHOPTANK RD, STAFFORD, VA 22556-6451

Mortgage

Document Number210020857
DateJun 17, 2021
Instrument210020857
Lender
NameARVEST BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term360 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,611.00 (+8.16%)$492,300 (+9.11%) Land $120,000 Building $372,300$492,300 (+9.11%) Land $120,000 Building $372,300
2023$4,263.00 (+26.35%)$451,200 Land $110,000 Building $341,200$451,200 Land $110,000 Building $341,200
2021$3,374.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTAFFORD COUNTY UTILITIES
serves 123,684 people · EPA ID VA6179100
Water SourceSurface water
Last State InspectionNov 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Choptank Rd

Nearby Streets

Search Property Records by Address or Parcel Number