237 Chesser Loop Rd, Chelsea, AL 35043 Property Records

Shelby County property record for 237 Chesser Loop Rd, Chelsea, AL 35043

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,911 sqft · built 2013
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$189,900 (May 2016)
Tax Bill	$1,326 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage May 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`098270006079000`

Property Details

APN / Parcel Number

Primary APN	`098270006079000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,911 sqft Heated Area
1st Floor Area	1,911 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	89.6 ft deep x 61.5 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	237 CHESSER LOOP RD
City	CHELSEA
State	AL
Zip	35043-8348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 27 19S 01W NBRHD: 17 CHELSEA FOOTHILLS / COTTAGES R-2
Legal Range	01W
Legal Township	19S
Legal Section	27
Legal Subdivision	COTTAGES AT CHESSER PH 2 AMENDED COTTAGE
Legal Lot Number	173
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	1
Census Block	1030
Census Tract	30215

Owner

Source: Shelby County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 CHESSER LOOP RD, CHELSEA, AL 35043-8348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
May 15, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 7, 2020	Deed of Trust, Mortgage · FHA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2016 · Amount on Record
Deed Sale	May 26, 2016 · Amount on Record
Prior Sale	Jan 18, 2012 · Amount on Record
Deed Document Number	2016181190
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	237 CHESSER LOOP RD, CHELSEA, AL 35043-8348
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000320860
Date	Oct 20, 2025
Instrument	20251020000320860

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2045

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	237 CHESSER LOOP RD, CHELSEA, AL 35043-8348
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000141920
Date	May 15, 2023
Instrument	20230515000141920

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	237 CHESSER LOOP RD, CHELSEA, AL 35043-8348
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000592490
Date	Dec 15, 2021
Instrument	20211215000592490

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	237 CHESSER LOOP RD, CHELSEA, AL 35043-8348
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000135000
Date	Apr 7, 2020
Instrument	20200407000135000

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company
Address	DAPHNE, AL 36527

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Chelsea City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,326.00 (+4%)	$30,140 (+0.74%)	$301,300 (+0.74%) Land $75,000 Building $226,300
2023	$1,275.00 Homeowner's exemption	$29,920	$299,100 Land $75,000 Building $224,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY COUNTY COMMISSION-WATER SERVICES serves 40,101 people · EPA ID AL0001671
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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