237 Charles St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 237 Charles St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,548 sqft · built 1925
Lot Size	0.215 acres (9,361 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Dec 2012)
Tax Bill	$10,887 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-02502-0000-00001-03`

Property Details

APN / Parcel Number

Primary APN	`20-02502-0000-00001-03`

Interior

Stories	2 Stories
Building Area	1,548 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Lot Area	9,361 sqft (0.215 acres)
Lot Dimensions	100 ft deep x 52 ft wide
Garage Type	Detached

Location & Zoning

Street Address	237 CHARLES ST
City	WESTFIELD
State	NJ
Zip	07090-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ELOISE HOUSTON CLARK ESTATE
Legal Block	2502
Legal Lot Number	1.3
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	1
Census Block	1013
Census Tract	36600

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 CHARLES ST, WESTFIELD, NJ 07090-4026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2012 · Amount on Record
Deed Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	2012237836
Deed Book / Page	5935 / 765
Last Transfer Date	Jun 14, 2017
Transfer Doc	287681
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	237 CHARLES ST, WESTFIELD, NJ 07090-4026
Document Number	0144100874
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 CHARLES ST WESTFIELD NJ 070904026, WESTFIELD, NJ 07090-4026

Mortgage

Document Number	0144100874
Date	Feb 27, 2018
Book Page	014410/000874
Instrument	654217

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$475,000 (-) Land $366,400 Building $108,600	$475,000 (-) Land $366,400 Building $108,600
2025	$10,887.00 (+1.78%)	$475,000 (-) Land $366,400 Building $108,600	$475,000 (-) Land $366,400 Building $108,600
2024	$10,697.00 (+4.26%)
2023		$475,000 Land $366,400 Building $108,600	$475,000 Land $366,400 Building $108,600
2022	$10,260.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1979–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20