237 Central St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 237 Central St, North Reading, MA 01864 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,632 sqft · built 1973
Lot Size1.08 acres (47,045 sqft)
Owner2 Individual Names on File
Tax Bill$9,193 (2025)
Deeds & MortgagesMay 2021 Refinance
Sep 2017 Mortgage
Flood ZoneZone AE (high risk)
APNM:28-P:054

Property Details

APN / Parcel Number

Primary APNM:28-P:054
Alternative APN
  • NREA M:028.0 B:0000 L:0054.0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,632 sqft Living Area
1st Floor Area816 sqft
Basement Area816 sqft
Unfinished Basement316 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area47,045 sqft (1.08 acres)
Pool TypeIn-Ground Pool
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address237 CENTRAL ST
CityNORTH READING
StateMA
Zip01864-1304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number54.0
JurisdictionNORTH READING MA
Township / Civil DivisionNORTH READING
Census Block Group3
Census Block3007
Census Tract330102

Owner

Source: Middlesex County and North Reading Town records · APN M:28-P:054

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address237 CENTRAL ST, NORTH READING, MA 01864-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MEMBERS MORTGAGE COMPANY INC
Sep 29, 2017Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address237 CENTRAL ST, NORTH READING, MA 01864-1304
Transaction TypeMortgage
Record UpdatedMar 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001880648
DateMay 21, 2021
Instrument1880648
Lender
NameMEMBERS MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTH READING MA
Property Address237 CENTRAL ST, NORTH READING, MA 01864-1304
Document Number0000071988
Instrument DateSep 29, 2017
Transaction TypeMortgage
Record UpdatedOct 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000071988
DateOct 04, 2017
Instrument71988
Lender
NameMEMBERS MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 03, 2047

Tax Assessment & Valuation

Source: Middlesex County and North Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNorth Reading Town
Unified School DistrictNorth Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,193.00 (+2.49%)$703,900 (+3.67%) Land $407,500 Building $296,400
2024$8,970.00 (+3.95%)$679,000 (+10.08%) Land $384,300 Building $294,700
2023$8,629.00$616,800 Land $352,900 Building $263,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173301023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 58 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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