237 Central Ave, Bayport, MN 55003 Property Records

Washington County property record for 237 Central Ave, Bayport, MN 55003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,624 sqft · built 1920
Lot Size	0.26 acres (11,343 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Sep 2004)
Tax Bill	$3,518 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`11-029-20-23-0074`

Property Details

APN / Parcel Number

Primary APN	`11-029-20-23-0074`
Alternative APN	`221192280`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,624 sqft Living Area
Basement Area	891 sqft
Finished Basement	350 sqft
Unfinished Basement	541 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,343 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	77 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Oil

Location & Zoning

Street Address	237 CENTRAL AVE
City	BAYPORT
State	MN
Zip	55003-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLOCK 72 LOT 11 SUBDIVISIONCD 2670 SUBDIVISIONNAME BAYPORT (FORMERLY SO STILLWATER) WEST 1/2 OF LOTS 10, 11, & 12 BLOCK 72 BAYPORT (FORMERLY SO STILLWATER) BLOCK 72 LOT 10 SUBDIVISIONCD 2670 SUBDIVISIONNAME BAYPORT (FORMERLY SO STILLWATER) BLOCK 72 L
Legal Range	20W
Legal Township	29N
Legal Section	11
Legal Subdivision	BA
Legal Block	72
Legal Lot Number	10-12
Jurisdiction	WASHINGTON MN
Township / Civil Division	BAYPORT
Census Block Group	2
Census Block	2040
Census Tract	70704

Owner

Source: Washington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	109 3RD ST N, BAYPORT, MN 55003-1026
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage LAKE ELMO BANK
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit LAKE ELMO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2004 · Amount on Record
Deed Sale	Sep 7, 2004 · Amount on Record
Prior Sale	May 24, 1996 · Amount on Record
Deed Document Number	200486047
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	237 CENTRAL AVE, BAYPORT, MN 55003-1424
Transaction Type	Mortgage
Record Updated	May 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004309026
Date	Apr 26, 2021
Instrument	4309026

Lender

Name	LAKE ELMO BANK
Type	Bank
Address	LAKE ELMO, MN 55042

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 16, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	237 CENTRAL AVE, BAYPORT, MN 55003-1424
Document Number	0004231159
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	236 CENTRAL AVE BAYPORT MN 550031423, BAYPORT, MN 55003-1423

Mortgage

Document Number	0004231159
Date	Feb 18, 2020
Instrument	4231159

Lender

Name	LAKE ELMO BK
Type	Bank
Address	LAKE ELMO, MN 55042-0857

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 17, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Bayport City
County	Washington County
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,518.00 (+23.53%)
2025		$369,300 (+1.37%) Land $120,000 Building $249,300	$369,300 (+1.37%) Land $120,000 Building $249,300
2024		$364,300 (+10.26%) Land $115,000 Building $249,300	$364,300 (+10.26%) Land $115,000 Building $249,300
2023	$2,848.00
2022		$330,400 Land $118,400 Building $212,000	$330,400 Land $118,400 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 46 individual policies
Nearby Flood Policies	87 units insured incl. 41 condo units
Nearby Flood Claims	119 (1982–2023)
Claims Outside the SFHA	25 of 119
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 20 claims Severe Winter Storms, Flooding, And Tornadoes, May 2001 · 36 claims Severe Flooding, High Winds,severe Storms, May 1997 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bayport serves 2,700 people · EPA ID MN1820001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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