Putnam County property record for 237 Cedar Dr, Scott Depot, WV 25560
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,326 sqft · built 1995 |
| Lot Size | 1.49 acres (65,209 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Jul 2019) |
| Tax Bill | $2,317 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-223R-0015.0000 |
| Primary APN | 10-223R-0015.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,326 sqft Living Area |
| 1st Floor Area | 2,005 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 65,209 sqft (1.49 acres) |
| Lot Dimensions | 265 ft deep x 205 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00028092 |
|---|---|
| Street Address | 237 CEDAR DR |
| City | SCOTT DEPOT |
| State | WV |
| Zip | 25560-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 CHERRY GROVE SUBD (1.50 AC) |
| Legal Subdivision | CHERRY GROVE SUB |
| Legal Lot Number | 3 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 20609 |
Source: Putnam County records · APN 10-223R-0015.0000
Assessment roll updated December 5, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 237 CEDAR DR, SCOTT DEPOT, WV 25560-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| May 18, 2026 | Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK/WV |
| Jul 22, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Nov 18, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jul 24, 2019 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 24, 2019 · Amount on Record |
| Deed Sale | Jul 24, 2019 · Amount on Record |
| Prior Sale | Nov 26, 2013 · Amount on Record |
| Deed Document Number | 20194665820003 |
| Deed Book / Page | 579 / 748 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | May 18, 2026 |
| Property Address | 237 CEDAR DR, SCOTT DEPOT, WV 25560-9437 |
| Document Number | 1412000547 |
| Book / Page | 1412 / 547 |
| Instrument Date | May 08, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 237 CEDAR DR, SCOTT DEPOT, WV 25560-9437 |
| Document Number | 1412000547, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 1412/547 |
| Name | CITY NATIONAL BANK/WV |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 237 CEDAR DR, SCOTT DEPOT, WV 25560-9437 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 001251/899 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 1251/899 |
| Instrument | 004877040014 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 237 CEDAR DR, SCOTT DEPOT, WV 25560-9437 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001307/254 |
|---|---|
| Date | Nov 18, 2021 |
| Book Page | 1307/254 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Jul 24, 2019 |
| Property Address | 237 CEDAR DR, SCOTT DEPOT, WV 25560-9437 |
| Document Number | 000579/748 |
| Book / Page | 579 / 748 |
| Map Reference | DB 528 PG 764 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 004665820003 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,254.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 001219/106 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 1219/106 |
| Instrument | 004665830014 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County records · Assessment roll updated December 5, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,317.00 (+43.82%) Homeowner's exemption Disabled Person's exemption | $203,340 (+33.22%) Land $26,040 Building $177,300 | $338,900 (+33.22%) Land $43,400 Building $295,500 |
| 2023 | $1,611.00 (+3.67%) Homeowner's exemption Disabled Person's exemption | $152,640 (+2.46%) Land $19,140 Building $133,500 | $254,400 (+2.46%) Land $31,900 Building $222,500 |
| 2022 | $1,554.00 Homeowner's exemption Disabled Person's exemption | $148,980 Land $17,520 Building $131,460 | $248,300 Land $29,200 Building $219,100 |
Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | May 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 63% of the US · above 48% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PUTNAM P S D serves 26,410 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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