237 Bay Shore Loop, Mooresville, NC 28117 Property Records

Iredell County property record for 237 Bay Shore Loop, Mooresville, NC 28117

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 4,434 sqft · built 2017
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on File
Last Sale	$870,000 (Aug 2020)
Tax Bill	$6,238 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4639-72-5542.000`

Property Details

APN / Parcel Number

Primary APN	`4639-72-5542.000`
Alternative APN	`80045365`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,434 sqft Heated Area
Gross Area	6,044 sqft
1st Floor Area	2,656 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	37,897 sqft (0.87 acres)
Lot Width	119 ft Width
Garage Area	805 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	597 sqft
Deck Area	208 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	80045365
Street Address	237 BAY SHORE LOOP
City	MOORESVILLE
State	NC
Zip	28117-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L56-BAY CROSSING-PH2-PB-47-33
Legal Subdivision	BAY CROSSING
Legal Block	72
Legal Lot Number	56
Jurisdiction	IREDELL NC
Township / Civil Division	DAVIDSON
Census Block Group	1
Census Block	1028
Census Tract	61204

Owner

237 Bay Shore Loop is owned and occupied by two individuals who bought it in August 2020.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	237 BAY SHORE LOOP, MOORESVILLE, NC 28117-9410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit AQUESTA BANK
Aug 13, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 17, 2017	Trustee's Deed, Construction Loan · Line of Credit AQUESTA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on File
Deed Sale	Aug 13, 2020 · Amount on File
Prior Sale	May 16, 2007 · Amount on File
Deed Book / Page	2724 / 1210
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Recording Date	Apr 6, 2026
Property Address	237 BAY SHORE LOOP, MOORESVILLE, NC 28117-9410
Document Number	3205000914
Book / Page	3205 / 914
Instrument Date	Mar 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	3205000914,
Date	Apr 6, 2026
Book Page	3205/914

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	237 BAY SHORE LOOP, MOORESVILLE, NC 28117-9410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	25341211
Date	Jan 19, 2018
Book Page	2534/1211

Lender

Name	AQUESTA BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 13, 2020
Property Address	237 BAY SHORE LOOP, MOORESVILLE, NC 28117-9410
Document Number	27241210
Book / Page	2724 / 1210
Map Reference	MB 47 PG 33&34
Instrument Date	Aug 13, 2020
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,740.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	315 STUMPY CREEK RD, 315, MOORESVILLE, NC 28117-8462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 BAY SHORE LOOP, MOORESVILLE, NC 28117-9410

Mortgage

Document Number	27241212
Date	Aug 13, 2020
Instrument	2724/1212

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 17, 2017
Property Address	237 BAY SHORE LOOP, MOORESVILLE, NC 28117-9410
Book / Page	002484 / 001521
Instrument Date	Apr 11, 2017
Transaction Type	Construction Loan
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	243 BAY SHORE LOOP MOORESVILLE NC 281179410, MOORESVILLE, NC 28117-9410

Mortgage

Document Number	24841521
Date	Apr 17, 2017
Book Page	002484/001521

Lender

Name	AQUESTA BK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 16, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 237 Bay Shore Loop was $6,238, up 107.9% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,047,150 (-) Land $130,000 Building $917,150	$1,047,150 (-) Land $130,000 Building $917,150
2025	$6,238.00 (+107.93%)	$1,047,150 (-) Land $130,000 Building $917,150	$1,047,150 (-) Land $130,000 Building $917,150
2024	$3,000.00 (-51.91%)	$1,047,150 (-) Land $130,000 Building $917,150	$1,047,150 (-) Land $130,000 Building $917,150
2023	$6,238.00 (+28.46%)	$1,047,150 (+36.98%) Land $130,000 Building $917,150	$1,047,150 (+36.98%) Land $130,000 Building $917,150
2022	$4,856.00	$764,440 Land $95,000 Building $669,440	$764,440 Land $95,000 Building $669,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Bay Shore Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Bay Shore Loop is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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