237 Bay Ave, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 237 Bay Ave, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,188 sqft · built 1925
Lot Size	0.062 acres (2,701 sqft)
Owner	Company Name on Record
Last Sale	$460,000 (Jan 2021)
Tax Bill	$8,417 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`19-00070-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`19-00070-0000-00003`
Alternative APNs	`190007000003` `00013300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,188 sqft Living Area
1st Floor Area	630 sqft
Upper Floors Area	558 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	2,701 sqft (0.062 acres)
Lot Dimensions	100 ft deep x 27 ft wide
Porch	Open Porch
Deck Area	108 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	00013300
Street Address	237 BAY AVE
City	HIGHLANDS
State	NJ
Zip	07732-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	BOROUGH/HLNDS
Legal Block	70
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2013
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	46 2ND AVE, ATLANTIC HIGHLANDS, NJ 07716-1205
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Dec 29, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jan 13, 2020	Grant Deed, Construction Loan · Construction Mortgage ICE LENDER HLDGS LLC
Feb 6, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Jan 13, 2020 · Amount on Record
Deed Document Number	202111946
Deed Book / Page	9475 / 5155
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 22, 2021
Property Address	237 BAY AVE, HIGHLANDS, NJ 07732-1537
Document Number	0000011946
Book / Page	009475 / 005155
Instrument Date	Dec 29, 2020
Instrument	11946
Transaction Type	Transfer
Record Updated	Mar 23, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1832 CELESTE DR WALL TOWNSHIP NJ 077199500, WALL TOWNSHIP, NJ 07719-9500

Mortgage

Document Number	11947
Date	Jan 22, 2021
Book Page	009475/005186
Instrument	11947

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	237 BAY AVE, HIGHLANDS, NJ 07732-1537
Document Number	0000011947
Instrument Date	Dec 29, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	237 BAY AVE HIGHLANDS NJ 077321537, HIGHLANDS, NJ 07732-1537

Mortgage

Document Number	0000011947
Date	Jan 22, 2021
Book Page	009475/005186
Instrument	11947

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

January 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 13, 2020
Property Address	237 BAY AVE, HIGHLANDS, NJ 07732-1537
Document Number	0000004651
Book / Page	009390 / 009266
Instrument Date	Dec 30, 2019
Instrument	4651
Transaction Type	Construction Loan
Record Updated	Feb 4, 2020
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABS TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	116 OCEANPORT AVE LITTLE SILVER NJ 077391211, LITTLE SILVER, NJ 07739-1211

Mortgage

Document Number	4652
Date	Jan 13, 2020
Book Page	009390/009276
Instrument	4652

Lender

Name	ICE LENDER HLDGS LLC
Address	NEW YORK, NY 10001

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 12, 2021

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 6, 2018
Property Address	237 BAY AVE, HIGHLANDS, NJ 07732-1537
Document Number	0000013432
Book / Page	009272 / 000502
Instrument Date	Jan 8, 2018
Instrument	13432
Transaction Type	Foreclosure
Record Updated	Mar 8, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,200 (+21.74%) Land $326,700 Building $272,500	$599,200 (+21.74%) Land $326,700 Building $272,500
2025	$8,417.00 (+3.91%)	$492,200 (+27.78%) Land $222,200 Building $270,000	$492,200 (+27.78%) Land $222,200 Building $270,000
2024	$8,100.00 (+50.14%)
2023		$385,200 Land $116,700 Building $268,500	$385,200 Land $116,700 Building $268,500
2022	$5,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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