237 Arrowhead Pt W, Topton, NC 28781 Property Records

Macon County property record for 237 Arrowhead Pt W, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,005 sqft · built 2012
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Dec 2018)
Tax Bill	$3,524 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6514091157`

Property Details

APN / Parcel Number

Primary APN	`6514091157`
Alternative APNs	`122700` `157260`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,005 sqft Heated Area
1st Floor Area	2,005 sqft
Basement Area	2,005 sqft
Utility Area	80 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	31,799 sqft (0.73 acres)
Terrain	Steep
View / Lot	Waterfront / Beach
Garage Type	Carport
Garage Area	688 sqft
Carport	Carport
Carport Area	688 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	656 sqft
Deck Area	688 sqft
Patio Area	688 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	157260
Street Address	237 ARROWHEAD PT W
City	TOPTON
State	NC
Zip	28781-6710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 4 ARROWHEAD POINT RETREAT
Legal Subdivision	ARROWHEAD POINT RETREAT
Legal Lot Number	4
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2130
Census Tract	970200

Owner

237 Arrowhead Pt W is owned and occupied by an individual who acquired it in March 2024.

Source: Macon County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	237 ARROWHEAD PT W, TOPTON, NC 28781-6710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 4, 2024	Intrafamily Transfer, Transfer
Dec 7, 2018	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Prior Sale	Sep 26, 2011 · Amount on File
Deed Document Number	20188406
Deed Book / Page	38 / 846
Last Transfer Date	Mar 19, 2024
Transfer Doc	0000V43/58
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	237 ARROWHEAD PT W, TOPTON, NC 28781-6710
Transaction Type	Mortgage
Record Updated	May 16, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00Z41/1424
Date	Jul 29, 2022
Book Page	Z-41/1424
Instrument	2022005809

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Apr 4, 2024
Property Address	237 ARROWHEAD PT W, TOPTON, NC 28781-6710
Document Number	0000V43/58
Book / Page	V-43 / 58
Map Reference	MB J PG 49
Instrument Date	Mar 19, 2024
Instrument	2024001813
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 ARROWHEAD PT W, TOPTON, NC 28781-6710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 ARROWHEAD PT W, TOPTON, NC 28781-6710

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Dec 7, 2018
Property Address	237 ARROWHEAD PT W, TOPTON, NC 28781-6710
Document Number	00Y38/0846
Book / Page	Y-38 / 0846
Map Reference	CARD 10110
Instrument Date	Dec 7, 2018
Instrument	2018008406
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 VALLEY SUMMIT COURT, REDAN, GA 30074

Mortgage

Document Number	2018008407
Date	Dec 7, 2018
Instrument	2018008407

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 237 Arrowhead Pt W was $3,524.

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,524.00	$1,068,190 (+0.14%) Land $250,000 Building $818,190	$1,068,190 (+0.14%) Land $250,000 Building $818,190
2025		$1,066,690 Land $250,000 Building $816,690	$1,066,690 Land $250,000 Building $816,690
2023	$3,512.00	$1,066,690 Land $250,000 Building $816,690	$1,066,690 Land $250,000 Building $816,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Arrowhead Pt W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Arrowhead Pt W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7

Cell Coverage

No cell data coverage reported

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