237 Arnold Trl, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 237 Arnold Trl, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,548 sqft · built 2006
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$3,145 (2025)
Deeds & Mortgages	Feb 2018 Construction Loan Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`119-29-000-013.02`

Property Details

APN / Parcel Number

Primary APN	`119-29-000-013.02`
Alternative APN	`18972`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	3,548 sqft Living Area
2nd Floor Area	1,014 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18972
Street Address	237 ARNOLD TRL
City	PONTOTOC
State	MS
Zip	38863-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.00 AC PT SE1/4 SW1/4 20036459 12/1/03 20054373 8/26/05 20204887 12/22/20 662 835 9631
Jurisdiction	PONTOTOC MS
Township / Civil Division	4
Census Block Group	2
Census Block	2013
Census Tract	950400

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	237 ARNOLD TRL, PONTOTOC, MS 38863-8409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST CHOICE BANK
Dec 22, 2020	Deed of Trust, Mortgage · VA Mortgage RENASANT BANK
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CHOICE BANK
May 10, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2017
Deed Sale	May 10, 2017
Deed Document Number	2017001966
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	237 ARNOLD TRL, PONTOTOC, MS 38863-8409
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 ARNOLD TRL, PONTOTOC, MS 38863-8409
Investor	Possibly a Property Investor

Mortgage

Document Number	2018000417
Date	Feb 1, 2018
Instrument	2018000417

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 26, 2019

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	237 ARNOLD TRL, PONTOTOC, MS 38863-8409
Transaction Type	Mortgage
Record Updated	Jun 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 ARNOLD TRL, PONTOTOC, MS 38863-8409

Mortgage

Document Number	2020004888
Date	Dec 22, 2020
Instrument	2020004888

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	237 ARNOLD TRL, PONTOTOC, MS 38863-8409
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 ARNOLD TRL, PONTOTOC, MS 38863-8409

Mortgage

Document Number	2019000645
Date	Feb 15, 2019
Instrument	2019000645

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2044

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	May 10, 2017
Property Address	237 ARNOLD TRL, PONTOTOC, MS 38863-8409
Document Number	2017001966
Instrument Date	May 10, 2017
Instrument	2017001966
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 ARNOLD TRL, PONTOTOC, MS 38863-8409

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
Municipality	Algoma Town
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,145.00	$24,605 (-)	$232,741 (-) Land $10,950 Building $221,791
2023	$3,145.00	$24,605	$232,741 Land $10,950 Building $221,791

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 43% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Fail Telecommunication Fiber	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20
Telapex Fixed Wireless	100 / 20

May also be available: BCI Mississippi Broadband.

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