St. Joseph County property record for 237 5th Ave, Three Rivers, MI 49093 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,664 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $106,545 (2018) |
| Tax Bill | $1,294.00 (2025) |
| Primary APN | 051-445-077-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,664 sqft Living Area |
| 1st Floor | 832 sqft 1st Floor |
| Basement Area | 832 sqft Basement |
| Unfinished Basement | 748 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Depth X Width | 132 ft x 66 ft Depth x Width |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 237 5TH AVE |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1514 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK 60 PORTAGE ADDITION TO CITY OF THREE RIVERS. |
| Legal Subdivision | PORTAGE ADDITION |
| Legal Block | 60 |
| Legal Lot Number | 4 |
| Jurisdiction | ST JOSEPH MI |
| Minor Civil Division | THREE RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 40400 |
Source: St. Joseph County records · APN 051-445-077-00
Assessment roll updated August 11, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 237 5TH AVE, THREE RIVERS, MI 49093-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 25, 2022 | Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU |
| Jun 27, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage RUOFF MORTGAGE COMPANY INC |
| May 09, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Jan 09, 2017 | Land Contract, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 27, 2018 · Amount on Record |
| Deed Sale | Jun 27, 2018 · Amount on Record |
| Prior Sale | May 09, 2018 · Amount on Record |
| Deed Book / Page | 1921 / 37 |
| Prior Transfer Date | Jan 03, 2017 |
| Prior Transfer Doc | 1914/0613 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 237 5TH AVE, THREE RIVERS, MI 49093-1514 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 237 6TH AVENUE, THREE RIVERS, MI 49093 |
| Document Number | 2022000964 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 2022000964 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 237 5TH AVE, THREE RIVERS, MI 49093-1514 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 2022002570 |
|---|---|
| Date | Mar 25, 2022 |
| Instrument | 2022002570 |
| Name | ARBOR FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49009 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 25, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jun 27, 2018 |
| Property Address | 237 5TH AVE, THREE RIVERS, MI 49093-1514 |
| Document Number | 01921/0037 |
| Book / Page | 1921 / 0037 |
| Map Reference | LB28 PG425 |
| Instrument Date | May 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56081 TRUMAN DR, 56081, THREE RIVERS, MI 49093-8031 |
| Name | Verified Name |
|---|---|
| Address | 40 1/2 N MAIN ST # C, C, THREE RIVERS, MI 49093-1535 |
| Investor | Possibly a Property Investor |
| Document Number | 0000192140 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 1921/40 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | May 09, 2018 |
| Property Address | 237 5TH AVE, THREE RIVERS, MI 49093-1514 |
| Document Number | 1914/0613 |
| Book / Page | 1914 / 0613 |
| Instrument Date | Jan 03, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 333 W MICHIGAN AVE, 333, THREE RIVERS, MI 49093-2124 |
| Name | Verified Name |
|---|---|
| Address | 56081 TRUMAN DR, THREE RIVERS, MI 49093-8031 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 09, 2017 |
| Property Address | 237 5TH AVE, THREE RIVERS, MI 49093-1514 |
| Document Number | 1853/0965 |
| Book / Page | 1853 / 0965 |
| Instrument Date | Jan 03, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 56081 TRUMAN DR, 56081, THREE RIVERS, MI 49093-8031 |
| Name | Verified Name |
|---|---|
| Address | 56081 TRUMAN DR, THREE RIVERS, MI 49093-8031 |
Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,000 (+43.12%) | $154,000 (+43.12%) | |
| 2025 | $1,294.00 (-25.29%) Homeowner's exemption | ||
| 2023 | $53,800 Land $2,500 Building $51,300 | $107,600 Land $5,000 Building $102,600 | |
| 2022 | $1,732.00 |
237 5th Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Joseph County (26149C), updated June 4, 2010
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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