237 2nd Ave SW, Cambridge, MN 55008 Property Records

Isanti County property record for 237 2nd Ave SW, Cambridge, MN 55008

Property Summary

Property Type	Mixed Use Commercial/Industrial
Details	6 ba · 5,542 sqft · built 1887
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on Record
Tax Bill	$18,962 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15.069.0480`

Property Details

APN / Parcel Number

Primary APN	`15.069.0480`

Interior

Full Baths	6 Baths
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	5,542 sqft Heated Area
1st Floor Area	5,542 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	12.5 ft deep x 15 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Space Heater

Location & Zoning

Street Address	237 2ND AVE SW
City	CAMBRIDGE
State	MN
Zip	55008-1536
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Commercial/Industrial
Legal Description	SUBDIVISIONNAME ORIGINAL TOWNSITE CAMBRIDGE BLOCK 005 SUBDIVISIONCD 15069 LOTS 2-3-6
Legal Range	023
Legal Township	036
Legal Section	32
Legal Subdivision	ORIGINAL TOWNSITE CAMBRIDGE
Legal Block	5
Legal Lot Number	2-3,6
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	1
Census Block	1033
Census Tract	130304

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Isanti County Courthouse listed 1980 · 1 contributing resources · NRIS 80002074

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Isanti County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14092 DEARBORN PATH, ROSEMOUNT, MN 55068-5041
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISANTI MN
Property Address	237 2ND AVE SW, CAMBRIDGE, MN 55008-1536
Transaction Type	Mortgage
Record Updated	Feb 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14092 DEARBORN PATH, ROSEMOUNT, MN 55068-5041

Mortgage

Document Number	000A542948
Date	Feb 11, 2026
Instrument	A542948

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 2, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,962.00 (+27.78%)	$678,800 (+9.22%) Land $125,500 Building $553,300	$678,800 (+9.22%) Land $125,500 Building $553,300
2025		$621,500 (+18.7%) Land $125,500 Building $496,000	$621,500 (+18.7%) Land $125,500 Building $496,000
2023	$14,840.00 (+14.77%)	$523,600 Land $104,700 Building $418,900	$523,600 Land $104,700 Building $418,900
2022	$12,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 350
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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