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23690 E Plum Ln, Chaptico, MD 20621 Property Records

St. Mary's County property record for 23690 E Plum Ln, Chaptico, MD 20621 · Last verified August 2026

Property Summary

Property TypeRural Home
Details4 ba · 3,951 sqft · built 2006
Lot Size8.11 acres (353,272 sqft)
Owner2 Individual Names on File
Last Sale$67,500 (Oct 2022)
Tax Bill$6,649 (2025)
Deeds & MortgagesOct 2022 Sale & Mortgage
Sep 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN04-034821

Property Details

APN / Parcel Number

Primary APN04-034821
Alternative APNs
  • 4034821
  • 034821

Interior

Full Baths4 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area3,951 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area353,272 sqft (8.11 acres)
Garage TypeMixed
Garage Area2,004 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Porch Area368 sqft
Deck Area710 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number034821
Street Address23690 E PLUM LN
CityCHAPTICO
StateMD
Zip20621-2452
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionPARCEL B-1 PLAT 60/73 WILLIAMS RETREAT
JurisdictionST MARY'S MD
Township / Civil Division4, CHAPTICO
Census Block Group1
Census Block1045
Census Tract875202

Owner

Source: St. Mary's County records · APN 04-034821

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23690 E PLUM LN, CHAPTICO, MD 20621-2452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Deed, Transfer · Conventional Mortgage
TOWNEBANK MORTGAGE
Sep 14, 2017Deed, Transfer · Line of Credit
FAIRFAX COUNTY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 21, 2022 · Amount on Record
Deed SaleOct 21, 2022 · Amount on Record
Prior SaleSep 14, 2017 · Amount on Record
Deed Book / Page6243 / 315
Record UpdatedSep 20, 2026

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateOct 21, 2022
Property Address23690 E PLUM LN, CHAPTICO, MD 20621-2452
Document Number0062430315
Book / Page6243 / 315
Map ReferenceMB EWA 60 FO 73
Instrument DateOct 03, 2022
Transaction TypeTransfer
Record UpdatedJan 17, 2023
Title CompanySOUTHERN MARYLAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address23690 E PLUM LN, CHAPTICO, MD 20621-2452

Mortgage

Document Number0006243322
DateOct 21, 2022
Instrument6243/322
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2052

September 2017: Deed, Transfer

Document TypeDeed
JurisdictionST MARY'S MD
Recording DateSep 14, 2017
Property Address23690 E PLUM LN, CHAPTICO, MD 20621-2452
Document Number0047240331
Book / Page4724 / 331
Map ReferenceMB EWA60 FO73
Instrument DateAug 31, 2017
Instrument4724-331
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanySOUTHERN MARYLAD TITLE

Transaction

AmountAmount Recorded
Tax$7,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address23690 PLUM LN, CHAPTICO, MD 20621-2452

Mortgage

Document Number4724355
DateSep 14, 2017
Instrument4724-355
Lender
NameFAIRFAX COUNTY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Mortgage

Document Number0047240339
DateSep 14, 2017
Book Page4724/339
Instrument4724-339
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$648,967 (+16.89%)$686,100 (+19.74%) Land $118,500 Building $567,600
2025$6,649.00 (+11.04%)
2023$5,988.00$555,200$573,000 Land $116,800 Building $456,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378752021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimAug 2020, rainfall accumulation, Tropical Storm Isaias

Wildfire

Wildfire RiskLow
above 32% of the US · above 68% of Maryland
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

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