Citrus County property record for 2369 N Lakefront Dr, Hernando, FL 34442
| Property Type | Recreational/Entertainment (General) |
|---|---|
| Details | 1 bd · 1 ba · 456 sqft · built 1948 |
| Lot Size | 1.36 acres (59,451 sqft) |
| Owner | Company Name on File |
| Last Sale | $300,000 (Dec 2020) |
| Tax Bill | $4,071 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 19E-18S-24-0010-00170-0160 |
| Primary APN | 19E-18S-24-0010-00170-0160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 456 sqft Gross Area |
| 1st Floor Area | 360 sqft |
| Flooring | Wood |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Metal |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 59,451 sqft (1.36 acres) |
| Lot Dimensions | 150 ft deep x 270 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 96 sqft |
| Patio Area | 128 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 1615356 |
|---|---|
| Street Address | 2369 N LAKEFRONT DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-3462 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Recreational/Entertainment (General) |
| Local Zoning Code | CLRMH |
| Legal Description | PARSONS PT ADD TO HERNANDO PB 2 PG 19LOTS 16 17 18 & 19 BLK 17 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | PARSON`S POINT ADDITION TO HER |
| Legal Block | 17 |
| Legal Lot Number | 16-19 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 450800 |
Source: Citrus County assessment roll, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 385, BROOKSVILLE, FL 34605-0385 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Dec 31, 2020 | Warranty Deed, Transfer · Commercial Mortgage BRANNEN BANK |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional with PMI CHEZE JOYCE L LIVING TR (RT) |
| Jul 25, 2017 | Warranty Deed, Transfer COCCO ANTHONY TRUST (PT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 31, 2020 · Amount on Record |
| Deed Sale | Dec 31, 2020 · Amount on Record |
| Prior Sale | Jul 25, 2017 · Amount on Record |
| Deed Document Number | 202072180 |
| Deed Book / Page | 3122 / 967 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Dec 31, 2020 |
| Property Address | 2369 N LAKEFRONT DR, HERNANDO, FL 34442-3462 |
| Document Number | 0031220967 |
| Book / Page | 3122 / 967 |
| Map Reference | MB 2 PG 19-23 |
| Instrument Date | Dec 31, 2020 |
| Instrument | 2020072180 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5308 SPRING HILL DR, 5308, SPRING HILL, FL 34606-4557 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 385, BROOKSVILLE, FL 34605-0385 |
| Document Number | 3122968 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 3122/968 |
| Name | BRANNEN BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2369 N LAKEFRONT DR, HERNANDO, FL 34442-3462 |
| Document Number | 0030060421 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 2369-2389 N LAKEFRONT DR HERNANDO FL 344423462, HERNANDO, FL 34442-3462 |
| Document Number | 0030060421 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 003006/000421 |
| Instrument | 49765 |
| Name | CHEZE JOYCE L LIVING TR (RT) |
|---|---|
| Address | 27459 OLD SPRING LAKE RD, BROOKSVILLE, FL 34602-8001 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 22, 2029 |
| Rate | 7% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 25, 2017 |
| Property Address | 2369 N LAKEFRONT DR, HERNANDO, FL 34442-3462 |
| Document Number | 0028422102 |
| Book / Page | 002842 / 002102 |
| Instrument Date | Jul 19, 2017 |
| Instrument | 34344 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 7419 US HIGHWAY 19 NEW PORT RICHEY FL 346521240, NEW PORT RICHEY, FL 34652-1240 |
| Document Number | 28422103 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 002842/002103 |
| Instrument | 34345 |
| Name | COCCO ANTHONY TRUST (PT) |
|---|---|
| Address | 2404 FLORENTINE WAY # 34, CLEARWATER, FL 33763-3205 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Jul 24, 2020 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8% |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,071.00 (+9.44%) | $289,080 (+4.95%) Land $118,940 Building $170,140 | $289,080 (+4.95%) Land $118,940 Building $170,140 |
| 2024 | $3,720.00 (+11.38%) | $275,440 (+18.69%) Land $118,940 Building $156,500 | $275,440 (+18.69%) Land $118,940 Building $156,500 |
| 2023 | $3,340.00 (+16.01%) | $232,060 (+15.9%) Land $118,940 Building $113,120 | $232,060 (+15.9%) Land $118,940 Building $113,120 |
| 2022 | $2,879.00 | $200,230 Land $118,940 Building $81,290 | $200,230 Land $118,940 Building $81,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 41.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1998–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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