23682 Fishhook Ln, Chance (Deal Island), MD 21821 Property Records

Somerset County property record for 23682 Fishhook Ln, Chance, MD 21821

Property Summary

Property Type	Single Family Home
Details	1 ba · 993 sqft · built 1940
Lot Size	5.14 acres (223,898 sqft)
Owner	Company Name on Record
Last Sale	$30,000 (Jan 2022)
Tax Bill	$4,518 (2026)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-161244`

Property Details

APN / Parcel Number

Primary APN	`09-161244`
Alternative APNs	`9161244` `161244`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	993 sqft Total Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	223,898 sqft (5.14 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	161244
Street Address	23682 FISHHOOK LN
City	DEAL ISLAND
State	MD
Zip	21821-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	5.14 AC-PL 369/199 E/S FISHHOOK LANE CHANCE
Legal Subdivision	CARR WORLEY A & BYRDIA PROPERT
Jurisdiction	SOMERSET MD
Township / Civil Division	9, TANGIER
Census Block Group	2
Census Block	2071
Census Tract	930200

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 222, DEAL ISLAND, MD 21821-0222
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Aug 29, 2001 · Amount on Record
Deed Book / Page	1205 / 85
Record Updated	Oct 29, 2026

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SOMERSET MD
Recording Date	Jan 18, 2022
Property Address	23682 FISHHOOK LN, CHANCE, MD 21821-1834
Document Number	0012050085
Book / Page	1205 / 85
Instrument Date	Jan 13, 2022
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 260, HEBRON, MD 21830-0260

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,518.00 (+158.61%)	$80,500 (+37.61%) Land $43,300 Building $37,200	$80,500 (+37.61%) Land $43,300 Building $37,200
2025	$1,747.00 (+168.77%)
2023	$650.00	$58,500 Land $21,100 Building $37,400	$58,500 Land $21,100 Building $37,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	132 (1984–2025)
Claims Outside the SFHA	4 of 132
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 56 claims Hurricane Isabel, Sep 2003 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 98.8% of Maryland
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35