2368 Saint Ives Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 2368 Saint Ives Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,861 sqft · built 2014
Lot Size	0.344 acres (15,000 sqft)
Owner	Company Name on File
Tax Bill	$3,518 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-07-5-21-01-0-00028-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-5-21-01-0-00028-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,861 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	144 ft deep x 104 ft wide

Location & Zoning

Street Address	2368 SAINT IVES LN
City	HERNANDO
State	MS
Zip	38632-5610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAINT IVES NBHD SEC A LOT 28
Legal Range	07
Legal Township	03
Legal Section	21
Legal Subdivision	SAINT IVES SEC A 1ST REV
Legal Lot Number	28
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2020
Census Tract	71002

Owner

2368 Saint Ives Ln is owned by a company that acquired it in December 2013 and is owner-occupied.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Company Name on File
Mailing Address	2368 SAINT IVES LN, HERNANDO, MS 38632-5610
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2013
Deed Sale	Dec 5, 2013
Deed Document Number	0000723323
Deed Book / Page	0723 / 323
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2368 SAINT IVES LN, HERNANDO, MS 38632-5610
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005086/796
Date	Nov 10, 2020
Book Page	5086/796

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2368 SAINT IVES LN, HERNANDO, MS 38632-5610
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2368 SAINT IVES LN, HERNANDO, MS 38632-5610

Mortgage

Document Number	00005366/3
Date	Oct 6, 2021
Book Page	5366/3

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	230 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2368 Saint Ives Ln was $3,518.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,518.00	$32,773 Land $4,800 Building $27,973	$327,730 Land $48,000 Building $279,730
2023	$3,063.00	$24,243	$242,427 Land $48,000 Building $194,427

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2368 Saint Ives Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2368 Saint Ives Ln is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO serves 14,457 people · EPA ID MS0170009
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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