Oakland County property record for 2366 Cumberland Dr, Troy, MI 48085 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,447 sqft · built 1967 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,900 (Feb 2000) |
| Tax Bill | $3,451 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-13-328-008 |
| Primary APN | 88-20-13-328-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,447 sqft Living Area |
| 1st Floor Area | 1,572 sqft |
| Basement Area | 1,572 sqft |
| Unfinished Basement | 735 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Tri-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 119 ft deep x 81 ft wide |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 2366 CUMBERLAND DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T2N, R11E, SEC 13 MT. VERNON ESTATES SUB'N LOT 80 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 13 |
| Legal Subdivision | MT VERNON ESTATES SUB |
| Legal Lot Number | 80 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 197900 |
Source: Oakland County records · APN 88-20-13-328-008
Assessment roll updated January 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2366 CUMBERLAND DR, TROY, MI 48085-3638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 08, 2000 · Amount on Record |
| Deed Sale | Feb 08, 2000 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 15, 2026 |
| Property Address | 2366 CUMBERLAND DR, TROY, MI 48085-3638 |
| Document Number | 0000102904 |
| Book / Page | 61367 / 729 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 2026102904 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Title Company | EQUITY TITLE COMPANY, EQUITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $340,117.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1059 ALAMEDA BLVD, TROY, MI 48085-6736 |
| Document Number | 0000102331, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 2026102331 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 15, 2026 |
| Property Address | 2366 CUMBERLAND DR, TROY, MI 48085-3638 |
| Document Number | 0000102331 |
| Book / Page | 61365 / 202 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 2026102331 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1059 ALAMEDA BLVD, TROY, MI 48085-6736 |
| Document Number | 0000102331, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 61365/202 |
| Instrument | 2026102331 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.79% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,451.00 (-3.85%) | ||
| 2023 | $318,540 | ||
| 2022 | $3,589.00 | $159,270 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251979002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (1982–2019) |
| Most Recent Claim | Aug 2019, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 349 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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